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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Simple to use service with excellent communication

5
Simple to use service with excellent communication Reviewed on: 27th January 2024
Simon B's avatar
Simon B

Investment

5
I had an issue transferring my money, which was resolved by customer services. Reviewed on: 27th January 2024
Gareth J's avatar
Gareth J

Easy and great interest

5
It's been a really easy bank account to set up and use, would highly recommend! Reviewed on: 27th January 2024
Becky's avatar
Becky

Easy and good returns

5
Easy to open and access savings account and good rate of interest. Reviewed on: 27th January 2024
Michael Ashton's avatar
Michael Ashton

Smartsave are a very good choice for investing

5
Smartsave have competitive interest rates and their customer service is excellent. When I need to reinvest there is always good options for me to choose on maturity of investments. Reviewed on: 27th January 2024
Peter W's avatar
Peter W

Easy to set up an account online and keep track of s...

5
Easy to set up an account online and keep track of savings Reviewed on: 27th January 2024
VG's avatar
VG

Used smartsave twice.

5
Used smartsave twice. Decent return. Easy to use website Reviewed on: 27th January 2024
Genna K's avatar
Genna K

Good rates and Communications .

5
Good rates and Communications . Too early to review on performance as yet . Reviewed on: 27th January 2024
Yvonne K's avatar
Yvonne K

Limited fixed rate opportunity and poor comms

3
Only found out I could only open one Bond after first one closed… Why only one?!? Reviewed on: 27th January 2024
Annoyed's avatar
Annoyed

I have stayed with Smartsave as I have found that by...

5
I have stayed with Smartsave as I have found that by comparison to high st Banks, Their level of value and customer service are unbeatable Reviewed on: 27th January 2024
herbert smith's avatar
herbert smith

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