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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

easy investing

5
Put money in and didn’t have to think about it. Good return with no hassle Reviewed on: 27th January 2024

Smartsave gave the best rate

5
Smartsave gave the best fixed savings rate at the time of investing my money Reviewed on: 27th January 2024

Very good

4
No issues. Exactly what I’ve expected so far Reviewed on: 27th January 2024

very easy to use the website, easy to login and out,...

5
very easy to use the website, easy to login and out, website is clear and precise and straight to the point with no fancy stuff thats not needed, i can negotiate my way around the pages with ease Reviewed on: 27th January 2024

Good rate of interest and easy to set up

4
Good rate of interest and easy to set up Reviewed on: 27th January 2024

Easy to deposit and simple to understand

5
Easy to deposit and simple to understand Reviewed on: 27th January 2024

Very easy and straightforward, not had any problems...

5
Very easy and straightforward, not had any problems at all so haven’t really had to deal with customer service but much simpler to open than other accounts and have a great rate and product. Like the fact it’s all manageable online and without paperwork as this suits my situation Reviewed on: 27th January 2024

Good bank to save in.

5
Good bank to save in. Quick & easy process. Clear instructions to complete transactions. Reviewed on: 27th January 2024

Great product with an excellent rate of interest

5
Great product with an excellent rate of interest Reviewed on: 27th January 2024

Well recommended.

5
Very good rates. quick and reliable service. Prompt repayment. Reviewed on: 27th January 2024

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