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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Easy to use banking platform and competitive financi...

5
Easy to use banking platform and competitive financial products. Reviewed on: 27th January 2024
Simon C's avatar
Simon C

Great service.

5
Lot’s of emails to keep you updated on your account. Reviewed on: 27th January 2024
Denise 's avatar
Denise

Quick and simple to sign up, couldn’t have been easier.

5
Quick and simple to sign up, couldn’t have been easier. Very competitive rates with no hidden clauses, product described in plain English. Reviewed on: 27th January 2024
Annette R's avatar
Annette R

Recommended

5
Easy to navigate Web site. Competive rates. Reviewed on: 27th January 2024
Flo's avatar
Flo

5 Star Service

5
Great rates, easy access and good service, what more do you need! Reviewed on: 27th January 2024
David w's avatar
David w

10 out of 10 online bank

5
Very simple from set up to completion. It was very clear what was going to happen and when. Competitive rates and very good communication - enough said. Reviewed on: 27th January 2024
Paul Lancaster's avatar
Paul Lancaster

What's not to like?

5
Rates are excellent and never had a problem of any kind. When my first term ended I was confident enough to reinvest. Reviewed on: 27th January 2024
maria mcbride's avatar
maria mcbride

New account

5
Offered an attractive offer on ISA. It was easy to apply online. The replies and speed to my application was fast. I found the bank's whole service very efficient even though I was applying from abroad. Thankyou Reviewed on: 27th January 2024
Pravina P's avatar
Pravina P

Fixed rates

5
One of the best rates on market. Just finished my one year fixed savings and definitely will fixed again for a next year. Reviewed on: 27th January 2024
Maria H's avatar
Maria H

Easy Process and Competitive Rate.

5
A very easy online process with a very good competitive interest rate at the time of investment. Reviewed on: 27th January 2024
John J's avatar
John J

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