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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Nice and easy

4
The website is nice and easy to navigate and the process of setting up my account was easy. Reviewed on: 27th January 2024
Mazza1's avatar
Mazza1

Set up was very smooth

5
It was very easy to set up an account with SmartSave, which is more than can be said for some of the other providers in the list of top Savings products we found. The process was smooth and the time window for deposits is more than adequate. Great rate and easy to do business with. What more could you ask for? Reviewed on: 27th January 2024
Sara T's avatar
Sara T

Great interest rate.

4
Great interest rate. Easy to use website. Reviewed on: 27th January 2024
SJ's avatar
SJ

Good Savings Rates

5
Account was easy to set up and offered a good 1 year fixed rate. Reviewed on: 27th January 2024
Shed W's avatar
Shed W

Market leader on interest rate

5
I have a one year fixed account and smartsave was and still is a market leader for interest rate. Only wish I could have invested more. Reviewed on: 27th January 2024
Brenda C's avatar
Brenda C

The best place for savings

5
Easy communication and transactions, great rate of interest for my savings. Reviewed on: 27th January 2024
Jo R's avatar
Jo R

Little known but smart

5
Little known but properly protected by FSA, simple rules to ensure all money protected (max £85k) in the account at any time, quick to transfer interest earned. Reviewed on: 27th January 2024
JM's avatar
JM

Easy to use and access.

5
Easy to use and access. Good functionality of website Reviewed on: 27th January 2024
HG's avatar
HG

Easiest account to manage that I've ever had

5
This way to save is so highly recommended by me as a not so tech savvy lady. I found it so easy to manage, communication was great. I've reinvested with them again and I'm confident that I've made a good decision. Reviewed on: 27th January 2024
Carolyn B's avatar
Carolyn B

easy to set up and excellent service

5
easy to set up and excellent service Reviewed on: 27th January 2024
robert m's avatar
robert m

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