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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Effortless process, always keep you up-to-date on yo...

5
Effortless process, always keep you up-to-date on your account Reviewed on: 27th January 2024

Very easy to navigate the websites and good interest...

5
Very easy to navigate the websites and good interest rates. Reviewed on: 27th January 2024

good in all cases.

5
good in all cases. Always have competitive product. Reviewed on: 27th January 2024

Easy to access info and good customer service

5
Easy to access info and good customer service Reviewed on: 27th January 2024

Easy, efficient & hassle-free

4
I found the setting up of my savings account easy, efficient and hassle-free. Reviewed on: 27th January 2024

Easy account to open.

5
Easy account to open. Simple to transfer money into account. Good communications. Reviewed on: 27th January 2024

1 year bond

5
Good rate. Easy to open account and good website to view account. Reviewed on: 27th January 2024

Easy and smooth.

5
It was an easy and smooth informative transaction with the best percentage rates. Reviewed on: 27th January 2024

Simple and straight forward service.

5
Simple and straight forward service. Reviewed on: 27th January 2024

Excellent customer service Always up to date with s...

5
Excellent customer service Always up to date with statements and best interest rate Reviewed on: 27th January 2024

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