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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Fantastic bank and excellent app

5
Fantastic bank and excellent app Reviewed on: 26th January 2024

it's ok, but it's nice to pay a bit more interest.

4
it's ok, but it's nice to pay a bit more interest. Reviewed on: 26th January 2024

Save with your head, not your heart - be SMART

5
The investment process from start to finish - so smart and…….. investment rates to match Reviewed on: 26th January 2024

money make money

5
very good service and give good interest rate. Reviewed on: 26th January 2024

Easy to use, no issues setting up.

5
Easy to use, no issues setting up. Great rates. Reviewed on: 26th January 2024

Good interest rates that are competitive with other...

4
Good interest rates that are competitive with other providers Reviewed on: 26th January 2024

Customer support

4
Had an issue changing email address. Spoke to a very helpful operator who sorted it for me Reviewed on: 26th January 2024

Straight forward banking

5
Setting up the account online was straight forward and easy to complete. Managing the account online has been simple and easy to manage. Communication regarding the fixed term ending has given clear instruction regarding the options at the end of the term. Reviewed on: 26th January 2024

Straightforward process of opening and managing account

5
Straightforward process of opening and managing account, not overly bombarded with communication. Reviewed on: 26th January 2024

Hassle free

5
Hassle free easy to open and maintain account, simple process, very good customer care, easy and quick to contact Reviewed on: 26th January 2024