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SmartSave: Savings reviews

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4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

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SmartSave Savings reviews (2547)

Great service

5
Easy to set up, excellent rates provided for my savings Reviewed on: 26th January 2024
Vanessa B's avatar
Vanessa B

There's a wrong time to invest . . . . .

4
Unfortunately invested just before the rates started rising but was locked in for 2 years at the low rate. That's just the way it goes, not SmartSave's fault at all. Reviewed on: 26th January 2024
Paul H's avatar
Paul H

Sensitive Service above and beyond

5
Not only do they offer good deals but they treated me as a person. My husband died and had investments with SmartSave. They went above and beyond any other bank I had to deal with. They even phoned me when everything was complete yo make sure u was ok. Reviewed on: 26th January 2024
christine Etherington-Wright's avatar
christine Etherington-Wright

Nothing more to add xxxxxxxxxxxxxx

5
Nothing more to add xxxxxxxxxxxxxx Reviewed on: 26th January 2024
Julie B's avatar
Julie B

So good Sarah far cannot say any more

4
So good Sarah far cannot say any more Reviewed on: 26th January 2024
Barrie A's avatar
Barrie A

Investing with smart save was very easy and straight...

5
Investing with smart save was very easy and straightforward , with online help all the way . Also I think the smart save account is great value for money with all the security you need . Reviewed on: 26th January 2024
Julian Trundley's avatar
Julian Trundley

Great experience with Smartsave!

5
Good online experience with a great one year fixed rate savings account. Straight forward to open account, good security and no problem getting money was matured. Reviewed on: 26th January 2024
Paul Smith's avatar
Paul Smith

Good rate of interest, kept informed by email.

4
Good rate of interest, kept informed by email. Reviewed on: 26th January 2024
Jan Colebrooke's avatar
Jan Colebrooke

The Art of Smart Money

5
All great - service and interest rates. An excellent organisation in all respects Reviewed on: 26th January 2024
Neil n.tyneside's avatar
Neil n.tyneside

Top saving rate

5
I was looking for a good interest rate on my money and smart save was by far the best provider for this it was easy to open an account I'm transfer money until it Reviewed on: 26th January 2024
Mick C's avatar
Mick C

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