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SmartSave: Savings reviews

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4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Review of Experience

5
Couldn't open my account straight away as I had recently moved banks, the delay was annoying but otherwise have had no issues Reviewed on: 26th January 2024
Luca's avatar
Luca

Easy online saving

4
Easy online saving, decent interest rates Reviewed on: 26th January 2024
Rajesh G's avatar
Rajesh G

Smartsave offered one of the best rates

4
I took out a fixed rate bond, they were offering quite good rate at the time but soon after taking it out, Charter Bank came out with a bond with a better rate. Reviewed on: 26th January 2024
Als's avatar
Als

very efficient, effective savings account.

5
very efficient, effective savings account. excellent rate and everything was very straight forward and easy to understand. Reviewed on: 26th January 2024
pauline h's avatar
pauline h

Simple and easy to set up account

5
The process to set up the account at SmartSave was simple and straightforward. Reviewed on: 26th January 2024
HK's avatar
HK

solidly positive experience

4
Decent interest on my savings, and very easy to set up an account. I didn't need to contact customer services at all, so no opinions there, but the savings experience was good. Their rates have improved again this year too, so looking into using them again. Reviewed on: 26th January 2024
Julez's avatar
Julez

Great fixed rate saving product

5
Great fixed rate saving product and great customer service Reviewed on: 26th January 2024
Richard C's avatar
Richard C

Good interest rate

4
SmartSave offered a good interest rate offered. Reviewed on: 26th January 2024
L M's avatar
L M

All Tidy!

5
Simple and straight-forwards, user-friendly. Reviewed on: 26th January 2024
Io Evand's avatar
Io Evand

Excellent interest rates.

5
Excellent interest rates.Easy to pay in and take your capital and interest out Reviewed on: 26th January 2024
Lance G's avatar
Lance G

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