Smart Money People Logo
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2547)

I have been investing with Smartsave for a number of...

5
I have been investing with Smartsave for a number of years, and have found them to be excellent Reviewed on: 26th January 2024
Keith Jameson's avatar
Keith Jameson

Easy to deal with by app and very competitive intere...

5
Easy to deal with by app and very competitive interest rates. Security is very good too. Reviewed on: 26th January 2024
William C's avatar
William C

SmartSaviour

5
Everything seemed good from the word go being financial commentary by financial journalist Reviewed on: 26th January 2024
John Lawson's avatar
John Lawson

Smartsave Savings Account

4
Very easy process for savers. Seamless service. Reviewed on: 26th January 2024
Linda B's avatar
Linda B

Very straightforward and no faff

5
Very straightforward to create new account and open a savings product. Good app Reviewed on: 26th January 2024
Richard Durrant's avatar
Richard Durrant

Great products

5
Great products, and the website is easy to use. Communication is prompt. Good products and second year of using. Reviewed on: 26th January 2024
PH's avatar
PH

I was well informed at most stages

4
I was well informed at most stages Reviewed on: 26th January 2024
Tom Norton's avatar
Tom Norton

easy account set up, easy access to manage account &...

5
easy account set up, easy access to manage account & great rates! Reviewed on: 26th January 2024
anie's avatar
anie

Easy as Anything

5
The application process was really easy and straightforward, with a good interest rate. I will definitely keep saving with SmartSave in the future. I have recommended Samart Save to friends and family. Reviewed on: 26th January 2024
Angela F's avatar
Angela F

Very easy setting up the account with SmartSave was...

5
Setting up the fixed rate account with SmartSave was very easy. Transferring the funds was slightly different from most other accounts as it went to a central account but this was no problem. The website is easy to navigate. Reviewed on: 26th January 2024
Violeta's avatar
Violeta

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill