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SmartSave: Savings reviews

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4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Extremely user friendly.

5
Extremely user friendly. No complicated registration, questions, access. Reviewed on: 26th January 2024
Christine M's avatar
Christine M

My savings account was so easy to set up online,

5
My savings account was so easy to set up online, and they keep you informed on your maturity date. Reviewed on: 26th January 2024
Judith B's avatar
Judith B

Excellent guaranteed return

5
First year investment gave terrific guaranteed return that I renewed for a second year. Reviewed on: 26th January 2024
David L's avatar
David L

Loved that you didn't need to go looking for a great...

5
Loved that you didn't need to go looking for a great deal, once your bond had matured. Reviewed on: 26th January 2024
Linda Henriksen's avatar
Linda Henriksen

Good service

4
Good service - easy to use web site - easy to phone Reviewed on: 26th January 2024
Peter Joslin's avatar
Peter Joslin

Very good value savings

5
Very good value savings, the right product for us. Simple and easy to bank on line. Reviewed on: 26th January 2024
CharlesA's avatar
CharlesA

Smart save is good

5
Smart save is good. I've had no problems at all. I would certainly recommend. I haven't got anything else to say. Reviewed on: 26th January 2024
Oliver R's avatar
Oliver R

Smartsave gave the best fixed rate,

5
Smartsave gave the best fixed rate so was a natural choice. Setting the account up was very straight forward. Reviewed on: 26th January 2024
CWA's avatar
CWA

Easy to open.

5
Easy to open. Good rate. Perfect online experience. Reviewed on: 26th January 2024
Roger D's avatar
Roger D

So easy to put money away for a year.

5
So easy to put money away for a year. Money paid straight back into my bank account on the maturity date. Good rate offered to save again for another year. Would of done but need the money for house purchase. Reviewed on: 26th January 2024
Lesley's avatar
Lesley

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