Smart Money People Logo
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2547)

I have a savings account with smart Save which was e...

5
I have a savings account with smart Save which was easy to set up. Info was clear too Reviewed on: 26th January 2024
Liz 's avatar
Liz

Easy To Use and Good Interest Rate

5
I found it very easy to set up my savings account. The account gives a good rate of interest. Reviewed on: 26th January 2024
Julia Weaver's avatar
Julia Weaver

Start with Smart

5
Really easy to save I have had no issues. Yearly update that’s fine with me. Gives a sense of well being knowing my money is tucked away safely.Wealth and wellbeing are important so. So yeah peace of mind. It’s my first experience of starting to lock away some money. Gksd I did. Reviewed on: 26th January 2024
Joe G's avatar
Joe G

Super simple

5
Very easy to open an account. Never had any problems or reason to contact customer service. I like that it’s all online and decisions are instant. Reviewed on: 26th January 2024
Benita E's avatar
Benita E

Easy to apply and set up.

5
Easy to apply and set up. Could be more interest as bit low now to others Reviewed on: 26th January 2024
Tracy 's avatar
Tracy

easy to understand online service, smooth transactions

5
easy to understand online service, smooth transactions Reviewed on: 26th January 2024
JS's avatar
JS

good rate and easy to invest! Just what I wanted

5
good rate a nd easy to invest. Great! Reviewed on: 26th January 2024
Carole B's avatar
Carole B

Everything is easy and straightforward

5
Everything is easy and straightforward Reviewed on: 26th January 2024
thenations@sky.com's avatar
[email protected]

Good service and a competitive rate

5
Good service and a competitive rate for my savings. Transfer of funds at the start and end of the fixed term was straightforward and quick. Reviewed on: 26th January 2024
Nigel S's avatar
Nigel S

Great saving rates, easy to set up account.

5
Great saving rates, easy to set up account. Reviewed on: 26th January 2024
Ian H's avatar
Ian H

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill