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SmartSave: Savings reviews

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4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

simple, excellent rates.

5
simple, excellent rates. Great interface. Reviewed on: 26th January 2024
Simon P's avatar
Simon P

Easy to set up and simple instructions.

4
Easy to set up and simple instructions. Best rates around and seems reliable. Will wait and see nearer to maturity date for a better understanding of the service quality they provide Reviewed on: 26th January 2024
RL's avatar
RL

Very easy process.

5
Very easy process. No problems. Easy to set up online. Reviewed on: 26th January 2024
Mrs J's avatar
Mrs J

Good savings rates.

5
We took Martin Lewis's recommendation to invest our money with SmartSave because their rates were good. We have not been disappointed. Reviewed on: 26th January 2024
Ivory tower's avatar
Ivory tower

Online savings

4
Good rates and easy to deal with Reviewed on: 26th January 2024
Andrew Lennie's avatar
Andrew Lennie

Excellent interest rates easy to understand smartsaveu

5
Excellent interest rates easy to understand Reviewed on: 26th January 2024
Diane D's avatar
Diane D

Good savings deal and hassle free.

5
Good savings deal and hassle free. Have recommend to friends and family. Reviewed on: 26th January 2024
AHM's avatar
AHM

a great option for building savings

5
Smart save has been a great option for me to build my savings, simple and easy to set up and manage! Prompt service and straightforward to manage my money. I love the regular email updates- everything is in plain English and easy to understand Reviewed on: 26th January 2024
Catherine H's avatar
Catherine H

A simple process for opening fixed ISAs

4
A simple process for opening fixed ISAs Reviewed on: 26th January 2024
Michelle's avatar
Michelle

Best Rates

5
I locked in some savings for a year, Smart Save had the best rates, I will reinvest when the year is up. Reviewed on: 26th January 2024
Lisa E's avatar
Lisa E

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