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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

A simple process for opening fixed ISAs

4
A simple process for opening fixed ISAs Reviewed on: 26th January 2024
Michelle's avatar
Michelle

Best Rates

5
I locked in some savings for a year, Smart Save had the best rates, I will reinvest when the year is up. Reviewed on: 26th January 2024
Lisa E's avatar
Lisa E

Great place to save your money and earn a good inter...

4
Great place to save your money and earn a good interest rates Reviewed on: 26th January 2024
Ben w's avatar
Ben w

Easiest to use mobile app I’ve ever used!

5
Easiest to use mobile app I’ve ever used! Reviewed on: 26th January 2024
Fabrizio M's avatar
Fabrizio M

Very good choice of rates given for savers excellent...

5
Very good choice of rates given for savers excellent value and very easy to apply online the customer service has been excellent also. Would definitely recommend Smart Save to family friends, work colleges alike. Reviewed on: 26th January 2024
Simon J's avatar
Simon J

Straight forward and hassle free. Safe.

5
Straightforward and hassle free. Plenty of information on the website to make an informed decision. Depositing a large sum of money, I was reassure that the company was legitimate, professional and established, whilst being backed by British financial law making my savings decision all that much easier to make. Reviewed on: 26th January 2024
Geoff's avatar
Geoff

Straightforward arrangements is good

5
Straightforward arrangements is good Reviewed on: 26th January 2024
Philip T's avatar
Philip T

"Smart" set up online & a "smart" way to save!!!!

5
I found setting up an online account simple, with good instructions, the saving rate was very competitive amongst many other options I had considered, this very much follows the name "Smart" savings...... Reviewed on: 26th January 2024
A Ward's avatar
A Ward

I’m very pleased with how easy it was to open and th...

5
I’m very pleased with how easy it was to open and then manage an account Reviewed on: 26th January 2024
jillian b's avatar
jillian b

Simple and easy to set up an account.

4
Simple and easy to set up an account. Haven't had much contact with customer services as have just deposited money and am waiting for it to mature. Online instructions easy to follow. Reviewed on: 26th January 2024
Salsa's avatar
Salsa

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