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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Simple and quick.

5
Simple and quick. Good rate of interest Reviewed on: 26th January 2024

Simple & Easy

5
Every step for my investment was made clear and simple to understand Reviewed on: 26th January 2024

Good interest and service.

4
The interest rate is very competitive and the web site very easy to use. Reviewed on: 26th January 2024

Easy fully explainable site.

5
Easy fully explainable site. Notification of end of term of savings. Plenty of options to withdraw re invest or part withdrawal. If re invest 14 days period to do so. Reviewed on: 26th January 2024

The savings account is easy to open and good rate.

5
The savings account is easy to open and good rate. Reviewed on: 26th January 2024

Best interest rates and clear

5
Best interest rates and clear information on the savings and how to reinvest - I'm very impressed. Reviewed on: 26th January 2024

Easy to use web

4
Easy hassle free web. Secure log in. Reviewed on: 26th January 2024

Easy to use website & email updates

5
Easy to use website and i like how they advise you when your investment is due to mature in plenty of time. Reviewed on: 26th January 2024

Easy to use.

3
Easy to use, felt a bit caught in a low interest rate account with no way out - but that's largely my responsibility. Exit with a penalty would have been useful. Reviewed on: 26th January 2024

Great savings rate.

5
The rates for savings were very good. But you could only have one savings account with them. Reviewed on: 26th January 2024

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