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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Rate is good service is good

4
Rate is good bd online service is good , Have not used the call service, renewal of money was so quiet I didn’t realise I had done it Reviewed on: 26th January 2024
Frankie baby's avatar
Frankie baby

Excellent customer service

5
Very good see is what you see is what you get, reliable Reviewed on: 26th January 2024
Selma's avatar
Selma

Average experience but unable to provide better savi...

3
Average experience but unable to provide better savings rates than competitors. Reviewed on: 26th January 2024
Bob's avatar
Bob

To honest, after I'd put my money into their fixed r...

4
To honest, after I'd put my money into their fixed rate, I forgot about them! But the rate was competitive, and communications when the account matured good. Reviewed on: 26th January 2024
Simon Treves's avatar
Simon Treves

Good fixed rate savers.

5
I've not had to contact Smartsave but continued investing when I saw how good the rates were, last year. I've been saving with them for 2 years, onto my 3rd now. Reviewed on: 26th January 2024
PPearce's avatar
PPearce

Very easy to use, straightforward and easy to unders...

5
Very easy to use, straightforward and easy to understand Reviewed on: 26th January 2024
Liz H's avatar
Liz H

Very good easy to understand would recommend to anyone

5
Very good easy to understand would recommend to anyone Reviewed on: 26th January 2024
John Badger's avatar
John Badger

I have saved

5
I have saved and am receiving interest. Reviewed on: 26th January 2024
Chris's avatar
Chris

Online banking made easy

5
From my experience any question I asked was answered swiftly ,and always a good return on my money, Reviewed on: 26th January 2024
Graham henry 's avatar
Graham henry

GREAT SAVINGS RATES AND EASY TO MANAGE ON LINE

5
GREAT SAVINGS RATES AND EASY TO MANAGE ON LINE Reviewed on: 26th January 2024
Antony F's avatar
Antony F

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