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Tandem: Savings accounts reviews

4.43
Based on 134 reviews, last reviewed 10th Mar 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Competitive rates clearly available. Competitive rates clearly available. Customer service handlers very helpful over the phone. Reviewed on: 10th March 2026
Mark B's avatar
Mark B

Latest lowest rating:

2

Not a great experience The app isn't stable, and I've had real issues. Reviewed on: 10th March 2023
Chris's avatar
Chris

About this product

Tandem have an Instant Access Saver account for flexibility, or you can put your savings into a Fixed Saver account.

You can open, track and manage your savings account inside the Tandem app. The Instant Access Saver allows unlimited deposits and withdrawals. The Fixed Saver locks your money away for a fixed period of time.

Tandem savings account reviews help you find out what it’s really like to be a customer. If you’ve used Tandem before, you can also leave a review and share your experience.

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Tandem Savings accounts reviews (135)

Excellent Company!

5
Excellent Customer Services! Would recommend to family and friends! Reviewed on: 10th May 2019

Service

4
Best in offers and customer services Reviewed on: 10th May 2019

Brilliant service

5
Very quick turnarounds and no problem is too small Reviewed on: 10th May 2019

Love the Tandem App and card

5
App is great. Easy to use. Love the fact I can link my current account and Tandem works out my finances for me. Shows me how much I have left after bills and when my direct debits are due. The credit card is also good. Zero fees on purchases abroad and 0.5 percent cash back on all purchases home or abroad.The card looks cool too and you can choose from 4 colours. Tandem also do fixes saver and an instant access saver. Customer services is also very quick to respond through the app. Can freeze my card if I were to loose or misplace it. Purchases are displayed instantly on my phone and in the app. Great work Tandem. Reviewed on: 10th May 2019

Very user friendly service

5
The app is very easy to use and helps to keep track of the spending. Also, responses to questions are via a chat so you know who you're talking to Reviewed on: 10th May 2019

Tandem Credit Card - Brilliant!!

5
This company is brilliant. Not only can I do everything in an iPhone app, but the notifications of a spend are instant. One wonders why other banks can't do it. And then there is the cashback. Always a very pleasant surprise at the end of the month. And it doesn't stop there. Paying for something overseas attracts no charge whatsoever. So, if I'm in the USA, not only do I still get instant notifications of a spend, but I get an excellent conversion rate in GBP. All these things make having a Tandem credit card a very satisfying experience indeed. Reviewed on: 10th May 2019

Excellent service

4
Great way to manage personal finances Reviewed on: 10th May 2019

Great for cashback

4
The app in general is great and customer service via the chat is very useful and beats getting in the phone. Staff usually resolve issues promptly. Reviewed on: 10th May 2019

Fantastic Cash Back Credit Card Simple and Efficient to Manage

5
The Tandem Cash Back Credit Card is just so simple to manage. Purchases show straight away and you have confidence that the transactions are secure as the app forwards you a code for the reatailer. Transactions appear in the app immediately so you can be sure that you not only know what you are spending but you can also check for any unauthorised activity to prevent credit card fraud. It is easy to check transactions and reconcile your spending as it tracks spending, and if you pay into your account it shows almost immediately allowing you to manage your spending affairs. The posted monthly statement is clear and concise. You also get 0.5% cashback on your spending and 0% foreign fees when you spend abroad. A reasonable spending limit was applied to my account. I have had no problems with this credit card and would recommend it to all. Well done Tandem. Reviewed on: 10th May 2019

21st technology 20th century customer service

5
Excellent astute informative app, friendly prompt customer service Reviewed on: 10th May 2019

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