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Tandem: Savings accounts reviews

Name: Savings accounts
Rating: 4.71 (210 reviews)

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4.71

Based on 210 reviews, last reviewed 9th Apr 2026

7000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

80%

12%

Latest highest rating:

5

My experience of Tandem savings accounts has only be... My experience of Tandem savings accounts has only been on line. I have been extremely happy with the interest rates and the vessel of use of the accou... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Stay away!! I can’t for the life of me understand why this company are still allowed to trade. They are basically loan sharks in suits. Please unless you are on t... Read more Reviewed on: 4th July 2023

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About this product

Tandem have an Instant Access Saver account for flexibility, or you can put your savings into a Fixed Saver account.

You can open, track and manage your savings account inside the Tandem app. The Instant Access Saver allows unlimited deposits and withdrawals. The Fixed Saver locks your money away for a fixed period of time.

Tandem savings account reviews help you find out what it’s really like to be a customer. If you’ve used Tandem before, you can also leave a review and share your experience.

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Tandem Savings accounts reviews (210)

best card

Got the tandem card a couple of months back, been getting cashback and using it abroad was great. Would recommend. Reviewed on: 4th February 2019

Terrible Service - Avoid

If there was less than 1 star I would leave it. In November I deposited £10,000 into a fixed saver for 2 years, after several time of calling I have received nothing to say I have deposited the money. When I have spoken to people they have assured me I will receive documentation soon, we are now in February. I have set up a 2 year fixed saver however they tell me it is down as 1 year but it will be changed and backdated to November. I have asked to speak to Managers, nothing. Hopefully when this is read someone will pull there finger out and do something about it. I am seriously concerned about my money. Reviewed on: 4th February 2019

Favourite card

I've found Tandem excellent and my Tandem card is my favourite card because of the cashback. No extra charges when I'm travelling, instant notifications on spend and 0.5% cash back. Would recommend. Reviewed on: 15th January 2019

Useful app for money management and card spend notifications

The app has improved a lot over recent months. At first I mainly used it in conjunction with my Tandem card - works fine for that (although paperless statements would be great!). But now the other features have got better, so it's useful for getting a sense of how much I have left to spend. Plus it managed to catch a duplicate transaction for me where I'd been charged twice by a newsagent and I managed to get my money back for that, so that was a bonus. Reviewed on: 8th January 2019

Expect big things

These guys have gone through it all and yet they're still updating and still building some solid features. In comparison to other challengers, Tandem have aggregation, two credit cards, mortgages and they're rolling out beta tests for 'autosavings' which sounds fantastic! Really can't wait to see what they've got planned for next year. Reviewed on: 15th November 2018

Terrible

Avoid at all costs, especially if you're young and inexperienced with credit! Reviewed on: 12th October 2018

Terrible Company

Terrible terrible company! I applied online and received no confirmation email. 3 days passed and no communication at all. I spoke to them on the app and they took 3 days to reply (They are supposed to be an app only company) What a joke! They then asked me to send photos of my drivers licence, utility bill. That wasn't good enough - they wanted a photo of my passport. Another week has past and I have heard nothing still. They ignore my messages constantly. Eventually I got through to them on the phone. They all sound like a bunch of amateurs who have no idea what they are doing. They advised an offer letter has been sent to me ...10 days ago!!!! I've received nothing! I thought this card being an app based product would be a good alternative to the Halifax Clarity card. How wrong was I! They are failing at what is supposed to be the main attraction of the product! STAY AWAY FROM THIS POOR POOR COMPANY. I suspect any problems with purchases and the customer would be left high and dry! Reviewed on: 21st September 2018

toxic card and customer service

Had the worst experience with Tandem. Never even started using their card, was so disturbed by horrific customer service and abusive personnel. Still trying to get rid of this company and it already cost me months in distress. Nothing gets done. Constant abuse and stress. Hell on earth. Never touch this toxic organisation. Many regrets guaranteed. Reviewed on: 12th July 2018

Very basic

App is very basic but never crashes and provides all the information I need. Reviewed on: 16th May 2018

Poor App, pathetic actually.

Been with Tandem Credit Card 1 month. To say I'm vexed at their App would be a lie, I am thoroughly fed up with it. 3 times they have frozen my account and then send me an email to apply for an Activation Code. When I get through to them by phone a jovial voice tells me not to worry their engineers are on to it. That's all well and good however, how can i see my debt in order to pay it down? A cynical person might conclude they do not want me to pay down the debt so that they can charge me more interest! Either way I am fed up with this bunch . For a bank they are poor, really bad. My advice is leave them alone for a year or two, I certainly would not invest in this bunch of starters. Reviewed on: 9th April 2018

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