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Tandem: Savings accounts reviews

4.71
Based on 210 reviews, last reviewed 9th Apr 2026
7000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

My experience of Tandem savings accounts has only be... My experience of Tandem savings accounts has only been on line. I have been extremely happy with the interest rates and the vessel of use of the accou... Read more Reviewed on: 9th April 2026
Paul H's avatar
Paul H

Latest lowest rating:

1

Stay away!! I can’t for the life of me understand why this company are still allowed to trade. They are basically loan sharks in suits. Please unless you are on t... Read more Reviewed on: 4th July 2023
Kerry Wrigh's avatar
Kerry Wrigh

About this product

Tandem have an Instant Access Saver account for flexibility, or you can put your savings into a Fixed Saver account.

You can open, track and manage your savings account inside the Tandem app. The Instant Access Saver allows unlimited deposits and withdrawals. The Fixed Saver locks your money away for a fixed period of time.

Tandem savings account reviews help you find out what it’s really like to be a customer. If you’ve used Tandem before, you can also leave a review and share your experience.

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Tandem Savings accounts reviews (210)

Tandem Credit Card - Brilliant!!

5
This company is brilliant. Not only can I do everything in an iPhone app, but the notifications of a spend are instant. One wonders why other banks can't do it. And then there is the cashback. Always a very pleasant surprise at the end of the month. And it doesn't stop there. Paying for something overseas attracts no charge whatsoever. So, if I'm in the USA, not only do I still get instant notifications of a spend, but I get an excellent conversion rate in GBP. All these things make having a Tandem credit card a very satisfying experience indeed. Reviewed on: 10th May 2019

Excellent service

4
Great way to manage personal finances Reviewed on: 10th May 2019

Great for cashback

4
The app in general is great and customer service via the chat is very useful and beats getting in the phone. Staff usually resolve issues promptly. Reviewed on: 10th May 2019

Fantastic Cash Back Credit Card Simple and Efficient to Manage

5
The Tandem Cash Back Credit Card is just so simple to manage. Purchases show straight away and you have confidence that the transactions are secure as the app forwards you a code for the reatailer. Transactions appear in the app immediately so you can be sure that you not only know what you are spending but you can also check for any unauthorised activity to prevent credit card fraud. It is easy to check transactions and reconcile your spending as it tracks spending, and if you pay into your account it shows almost immediately allowing you to manage your spending affairs. The posted monthly statement is clear and concise. You also get 0.5% cashback on your spending and 0% foreign fees when you spend abroad. A reasonable spending limit was applied to my account. I have had no problems with this credit card and would recommend it to all. Well done Tandem. Reviewed on: 10th May 2019

21st technology 20th century customer service

5
Excellent astute informative app, friendly prompt customer service Reviewed on: 10th May 2019

Tandem great app

5
Very good have even used abroad good exchange rates and no extra fees/charges Plus 0.5% cash back etc Reviewed on: 10th May 2019

On line and responsive

5
Credit card company with good customer service skills, good app and easy to deal with. Reviewed on: 10th May 2019

Excellent App

5
App is very easy to use, tells you everything you need to know and let's you manage everything for your account in one easy place. Reviewed on: 10th May 2019

Top card

5
Gives cash back., funky app and card. Reviewed on: 10th May 2019

No Cashback - "Wrong" Tandem Card

1
Called Tandem to ask what had happened to my cashback last month - they said it would appear on my next statement. No cashback this month - they told me I had the "wrong" Tandem card despite there being no choice when applying! and no indication of what type of card on the card. The lady I spoke to asked how I would like her to resolve the problem - I said pay me my cashback and change the card type which would have cost them £5 on two months spend - but she couldn't do that. In my opinion they are a rip off outfit. Reviewed on: 13th March 2019

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