Smart Money People Logo

Tandem: Savings accounts reviews

4.43
Based on 134 reviews, last reviewed 10th Mar 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Competitive rates clearly available. Competitive rates clearly available. Customer service handlers very helpful over the phone. Reviewed on: 10th March 2026
Mark B's avatar
Mark B

Latest lowest rating:

2

Not a great experience The app isn't stable, and I've had real issues. Reviewed on: 10th March 2023
Chris's avatar
Chris

About this product

Tandem have an Instant Access Saver account for flexibility, or you can put your savings into a Fixed Saver account.

You can open, track and manage your savings account inside the Tandem app. The Instant Access Saver allows unlimited deposits and withdrawals. The Fixed Saver locks your money away for a fixed period of time.

Tandem savings account reviews help you find out what it’s really like to be a customer. If you’ve used Tandem before, you can also leave a review and share your experience.

Review Tandem: Savings accounts now

Help others make smarter decisions by sharing your own experience. Write a review

Tandem Savings accounts reviews (135)

Tandem great app

5
Very good have even used abroad good exchange rates and no extra fees/charges Plus 0.5% cash back etc Reviewed on: 10th May 2019

On line and responsive

5
Credit card company with good customer service skills, good app and easy to deal with. Reviewed on: 10th May 2019

Excellent App

5
App is very easy to use, tells you everything you need to know and let's you manage everything for your account in one easy place. Reviewed on: 10th May 2019

Top card

5
Gives cash back., funky app and card. Reviewed on: 10th May 2019

No Cashback - "Wrong" Tandem Card

1
Called Tandem to ask what had happened to my cashback last month - they said it would appear on my next statement. No cashback this month - they told me I had the "wrong" Tandem card despite there being no choice when applying! and no indication of what type of card on the card. The lady I spoke to asked how I would like her to resolve the problem - I said pay me my cashback and change the card type which would have cost them £5 on two months spend - but she couldn't do that. In my opinion they are a rip off outfit. Reviewed on: 13th March 2019

best card

5
Got the tandem card a couple of months back, been getting cashback and using it abroad was great. Would recommend. Reviewed on: 4th February 2019

Terrible Service - Avoid

1
If there was less than 1 star I would leave it. In November I deposited £10,000 into a fixed saver for 2 years, after several time of calling I have received nothing to say I have deposited the money. When I have spoken to people they have assured me I will receive documentation soon, we are now in February. I have set up a 2 year fixed saver however they tell me it is down as 1 year but it will be changed and backdated to November. I have asked to speak to Managers, nothing. Hopefully when this is read someone will pull there finger out and do something about it. I am seriously concerned about my money. Reviewed on: 4th February 2019

Favourite card

5
I've found Tandem excellent and my Tandem card is my favourite card because of the cashback. No extra charges when I'm travelling, instant notifications on spend and 0.5% cash back. Would recommend. Reviewed on: 15th January 2019

Useful app for money management and card spend notifications

5
The app has improved a lot over recent months. At first I mainly used it in conjunction with my Tandem card - works fine for that (although paperless statements would be great!). But now the other features have got better, so it's useful for getting a sense of how much I have left to spend. Plus it managed to catch a duplicate transaction for me where I'd been charged twice by a newsagent and I managed to get my money back for that, so that was a bonus. Reviewed on: 8th January 2019

Expect big things

5
These guys have gone through it all and yet they're still updating and still building some solid features. In comparison to other challengers, Tandem have aggregation, two credit cards, mortgages and they're rolling out beta tests for 'autosavings' which sounds fantastic! Really can't wait to see what they've got planned for next year. Reviewed on: 15th November 2018

Do you have a different Tandem product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tandem?

  • Credit card (discontinued)

    from Tandem 4.66 from 358 reviews
    Tandem
  • Loans

    from Tandem 4.00 from 1 reviews
    Tandem
  • Motor finance

    from Tandem 0.00 from 0 reviews
    Tandem
    View all products