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Starling Bank: Current account reviews

Name: Current account
Rating: 4.87 (27458 reviews)

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4.87

Based on 27,458 reviews, last reviewed 13th Jun 2026

37% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best digital bank Fast support. App is just so easy to use Reviewed on: 13th June 2026

Latest lowest rating:

1

NO freedom of choice! I switched my starling account for another UK bank account to get a switching offer, however, when I've tried to reopen a Starling Bank account. . . I... Read more Reviewed on: 31st March 2026

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About this product

Starling Bank offer a current account that allows you to track your spending across 56 categories.

You can manage your current account through Starling Bank’s award-winning app. Current accounts include the option to set up Saving Spaces which are like virtual change jars within your account.

Starling Bank current account reviews help you find out what it’s like to be a customer. If you’ve used Starling Bank before, you can also leave a review and share your experience.

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Starling Bank Current account reviews (27458)

Starling errors froze my business account for 3 months almost destroying my livelihood

Probably the worst banking experience I have ever had. Having fulfilled (apparently) all the relevant criteria, Starling opens my business account. Funds come into the account, but I cannot use it. I am given reasons from Starling customer service of everything from "out of date app", to "I must be putting in the bank details incorrectly", to "you need to activate the business card," to "technical issues at starling," followed by "no technical issues, so it must be my fault, try on both 4G and wifi,". And on and on. Then I am told, after much pursuing, there was a technical error and in fact they shouldn't have opened the account, at which point they froze it entirely and said they would only return funds to me by cheque, (presumably so their error was less visible on their books?). A prolonged back and forth of emails and phones calls led to no change - just empty apologies on their side. Meanwhile suppliers went unpaid, deadlines were missed and I spent 3 months desperately scramble to save my flaggingly new business, with all funds locked by Starling. Just as suddenly Starling agreed to send the funds to be by wire transfer (previously termed by them as "unsafe" as a mechanism for moving funds (!!). The entire incident cost me £2800, for which they compensated £300 and I will go to Ombudsman to make a claim. Appalling, dreadful, extraordinarily weird. Avoid avoid avoid. Reviewed on: 13th November 2019

Deserves this title

By far the best uk bank to date. Can’t wait for them to expand and become one of the big banks Reviewed on: 13th November 2019

Second to none!

Set up my Starling account to use as a ‘holiday account’ - fantastic no charge for foreign transactions and market leading MasterCard exchange rates. Had numerous questions when applying / using but their customer experience is exceptional with all questions answered with the customer at the forefront of their approach. The account is simply a current account for the 21st century. No ‘free money or other bells and whistles’ but it speaks volumes after having recently moved from my mainstream, high street current account provider - who do have those bells and whistles! Highly recommend. Reviewed on: 13th November 2019

Straight forward and simple

Swapped from Lloyds after 32 years a customer due to terrible experience they even changed my address and I haven't moved! Starling was simple to set up and I have a much better idea of what is going in and out of my account. The foreign exchange is also great! Reviewed on: 13th November 2019

Amazing Internet Bank

Starling may be the less known internet bank, their card is definitely a conversation starter. The app is very regularly updated and comes with a lot of functionalities you won't find in traditional banking apps. Reviewed on: 13th November 2019

The best and it's free.

I love the app and the easy of use. No fees to use abroad. It's good as MONZO, but Starling wins the race because unlike monzo there is no limit to withdraw cash abroad with no fees. Reviewed on: 13th November 2019

Incredibly Accessible

Starling has opened a new perspective on banking for me. Someone recommended Starling on the basis of the functionality of the mobile app and it has honestly revolutionised the way that I interact with money. The app makes everything so straight forward and clear which I did not find with previous banks. Having notifications sent directly to my phone when I spend allows me to keep track of everything I buy which has allowed me to budget better as a graduate. Reviewed on: 13th November 2019

Quick, easy, useful

Everything I look for from a current account Reviewed on: 13th November 2019

Best bank

Ahead of everyone in the game. Simple and convenient to use. Reviewed on: 13th November 2019

A breath of fresh air

Renewed my faith in banking, switched my bank from awful HSBC. Best thing I ever did Reviewed on: 13th November 2019

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