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StepChange: Debt advice reviews

4.92
Based on 16,831 reviews, last reviewed 20th May 2026
101750% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Always really helpful and friendly. Always really helpful and friendly. Would highly recommend StepChange to anyone struggling with their debts. Can’t thank you enough Reviewed on: 20th May 2026
Jayne O's avatar
Jayne O

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16831)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Very helpful

5
Have helped me out emensly thank you Reviewed on: 12th August 2022

Life saving

5
I was desperate and didn't think I could get help. I felt like I was drowning and stepchange changed my life Reviewed on: 12th August 2022

Life savets

5
Without step change I wouldn’t be here, they have been there by my side to help with all my debt issues and I really can’t thank them enough! Reviewed on: 12th August 2022

Crucial help

5
Step change helped me to understand my situation and advised how to manage it without exacerbating my feelings of shame and failure. Extremely important service. Thank you. Reviewed on: 12th August 2022

Excellent service

5
Very helpful and everything explained perfectly Reviewed on: 12th August 2022

At a horrible time of your life Step Change helps you find peace

5
The help Step Change give to debtors is explained calmly and clearly and the situation you are in seems less hopeless and more mendable. The staff are extremely helpful and easy to talk to. They do not judge you in any way. A wonderful service. Reviewed on: 12th August 2022

Enabled me to make manageable payments towards my debts, a lifeline when I could not confide my fears and anxieties. A weight off my shoulders

5
Got into credit card debt as income reduced, was able with Step Change to plan a manageable monthly payment, now only 18 months from being debt free. Reviewed on: 12th August 2022

Thank you so much

5
I got the Financial advice I needed. They put on a suitable programme to clear my debt. I was worried but now I am in good hands. Very nice people. Reviewed on: 12th August 2022

Put all my affordable debts into one

5
Since being 3 years with stepchange i can finally sleep through night without worrying one affordable payment month thanku stepchange ur brilliant Reviewed on: 12th August 2022

Excellent Service

5
We are already on a debt management plan. The staff are always friendly. Everything is explained clearly. Excellent Service. Thank you. Reviewed on: 12th August 2022

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