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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Great service

Reassuring, sympathetic staff made so much difference Reviewed on: 1st May 2024

Just very understanding and helpful.

Just very understanding and helpful. I didn’t feel like I was being judged. Reviewed on: 1st May 2024

Really helpful and easy to deal with.

Really helpful and easy to deal with. Sorted everything out and took all the stress away. Felt like a huge weight was lifted. Reviewed on: 1st May 2024

Great service help me alot with my debt management plan

Great service help me alot with my debt management plan Reviewed on: 1st May 2024

Excellent service!

Excellent service! 4 years ago I realised that I was £40,000 on debt (I had been a student and had had undiagnosed Bipolar) Stepchamge advisers were extremely helpful and set up a plan for me. After 18 months I had to give up my job. For a few months I was on universal credit and I was allowed to take a break from payments. I earn less money with my current job but the review reflected this and I pay less each month. I now owe judt under £20,000 and am very happy about this. The whole process has been stress free and I would definitely recommend it to anyone unfortunate enough to have large debts. I love that it is a completely free service and I am not paying interest on my old credit cards. Reviewed on: 1st May 2024

No comment I don’t want to write a review because I...

No comment I don’t want to write a review because I don’t know what to say Reviewed on: 1st May 2024

They have been brilliant.

They have been brilliant. As soon as we signed up, it was like a weight had been lifted. Reviewed on: 1st May 2024

Always helpful

Always helpful and caring staff.we are thankful that we have step change to help us with our debs Reviewed on: 1st May 2024

Great help at a very difficult time.

Great help at a very difficult time. Understanding and patient. Reviewed on: 1st May 2024

Really helpful.

Really helpful. They helped me get on top of my debt and feel in control. Reviewed on: 1st May 2024

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