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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14717)

Keeps everything simple

5
Got into severe trouble and was advised to seek the help of Step Change by Barclays.... The simple fact that Step Change act as a go between made the whole process a lot less stressful and I am now only a couple of years away from being debt free. Once all the necessary info is provided Step Change really do a fantastic job of supporting and organising the plan for you Reviewed on: 23rd July 2021

Excellent

5
Very helpful and listen to you, and best service ever always polite Reviewed on: 23rd July 2021

Stepchange have helped get my life back together

4
Being signed off work with mental illness also with a lot of debt, step change helped manage my creditors Reviewed on: 23rd July 2021

I was so stressed before

5
Since being with step change life is much easier to handle Reviewed on: 23rd July 2021

Excellent

5
Very understanding and excellent service support Reviewed on: 23rd July 2021

Changed my Life

5
From a point in my life when I felt rock bottom, the advice and help from Step Change has turned my life around Reviewed on: 23rd July 2021

No1 for Debt Management services

5
My experience with Step Change has been nothing but excellent. My debt situation was beyond my control but Step Change have been there every step of the way to guide me out of what was a challenging and for me, mentally upsetting time of my life. Full marks and 100% recommend this great company Reviewed on: 23rd July 2021

Life savers!

5
After my wife falling ill & having to give up work I felt like I had nowhere to turn & was struggling to pay the depts that I could no longer afford. A recommendation from a friend got the wheels in motion & Step Change really did save me from a downward spiral. Without them I would of been in a impossible situation. The help & guidance given to me was invaluable. A great organisation. Reviewed on: 23rd July 2021

Always a great experience very friendly staff and the rest are knowledgeable about

5
Good experience with this company Reviewed on: 23rd July 2021

Godsent

5
I didn't know about them until my son-in-law told me about them u was on the edge really on the edge they sorted it all out for me without them I honestly don't know what I would have done thank you step change. Reviewed on: 23rd July 2021

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