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StepChange: Debt advice reviews

4.92
Based on 16,844 reviews, last reviewed 24th May 2026
102400% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Step Change put my mind to rest by working out an af... Step Change put my mind to rest by working out an affordable payment to match my finances.I highly recommend there service which is well explained and... Read more Reviewed on: 24th May 2026
Corinne W's avatar
Corinne W

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16844)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Amazing! saved my life

5
Stepchange are wonderful there staff are so helpful and friendly, always fully understanding and patient, the extra reassuring messages and advise goes the extra mile, wonderful to us who need them. Reviewed on: 26th July 2021

They bend over back wardsto help you in anyway they can the staff are amazing taken the pressure of worrying about yours financial problems just amazing

5
They were very thoughtful and made it clear how it works and how they could help felt very comfortable speaking to them Reviewed on: 26th July 2021

Helped me sort my life out.

5
One phone call is all it took, the customer service staff are very friendly and knowledgable, they helped me with all my creditors so I only had one manageable payment each month. Reviewed on: 26th July 2021

Lifesavers

5
Step Change has taken me from a dark place and helped me make life worth living. Great caring people. Reviewed on: 26th July 2021

Amazing Company

5
We have had 12 Stress free year's. It's been great to have our finances managed, so we can afford to pay them. Also a small amount of surplus money to have a treat. Thank you so much for all your help. Kathryne Reviewed on: 25th July 2021

peace of mind

5
What a pleasure to have step change help me through problems that i thought could never be solved. Depressed and feeling alone , but not anymore.Step Change did just what they said and I now look forward with out fear. Reviewed on: 25th July 2021

Great help

5
Have helped me sort myself out friendly staff don’t judge my mistakes Reviewed on: 25th July 2021

Drowning in debt !

5
From start to finish Step Change were lifesavers by saving me from drowning in debt interest. Since contacting Step Change I now feel I have full control over all my debts. Reviewed on: 25th July 2021

Panic over

5
Was worried about going on maternity leave and my income reducing so much, was worrying about being able to keep up with my debts and also be able to pay for normal everyday essentials whilst welcoming a new baby, had alot of worry when I should have been excited!! Did a session online, quick and easy and within weeks I had my debt management plan set up at an amount I could afford and felt comfortable with, they helped me to see that living is important. When I went back to work and my income increased but was lower than before due to going back part time I did a new budget based on my new wage and a new affordable amount, I did this over the phone and the people I spoke to where so helpful, didn't judge me at all amd again made me see living is important, helped me to enjoy becoming a new Mum knowing my debts were being dealt with and are still being dealt with. Reviewed on: 25th July 2021

Brillant - help for everyone

5
Just to Say Thank you for The Service and help to make the BIG STEP CHANGE BIG BIG THANK YOU Reviewed on: 25th July 2021

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