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StepChange: Debt advice reviews

4.92
Based on 18,670 reviews, last reviewed 28th Jul 2026
75700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026
Laura O's avatar
Laura O

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Helpful understanding and free service.

5
Totally understand your circumstances and do everything they possibly can to get your budget just right. I was apprehensive at first but didn't need to be they guide you through everything possible and your not left too short of funds. Reviewed on: 27th May 2026

StepChange helped so much with our debt.

5
StepChange helped so much with our debt. Got everything into one affordable payment, and took all the stress out of it. Really appreciate their help and always recommend them if I see anyone asking for debt help. Reviewed on: 27th May 2026

Outstanding Support

5
The guidance and advice helped to settle my very anxious and worried mind. All staff members have been extremely polite, friendly and understanding. All support given has been outstanding! Reviewed on: 27th May 2026

Great advice

4
They gave clear advice and the people I spoke were very helpful. Reviewed on: 27th May 2026

Very friendly advisors always polite non judgmental.

5
Very friendly advisors always polite non judgmental. Helped sort out personal debt problems and organised repayment amounts with creditors. Reviewed on: 27th May 2026

Getting on top

5
Got into debt with no real idea of how to cope StepChange helped me through the process of making real decisions of affordability and peace of mind knowing I'm moving in the direction of getting everything sorted and having a goal to look forward too rather than a constant fear of debt collectors/ baliffs turning up and the constant letters. Reviewed on: 27th May 2026

Excellent service provider.

5
Excellent service provider. Timely and efficient. Reviewed on: 27th May 2026

I am struggling on my dmp I told them that I couldn’...

2
I am struggling on my dmp I told them that I couldn’t afford this and they just insisted this is the required amount needed I’m now struggling more than I was previously and in talks with another company to seek out other options and they are listening to my situation unlike step change Reviewed on: 27th May 2026

I needed help to pay off debts and stepchange took a...

5
I needed help to pay off debts and stepchange took away the stress and made life easier Reviewed on: 27th May 2026

StepChange really helped me take control and ease th...

5
StepChange really helped me take control and ease the pressure of cost of living and finances and sorted all the paperwork out. Thank you Reviewed on: 27th May 2026

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