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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18680 reviews)

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4.92

Based on 18,680 reviews, last reviewed 19th Aug 2026

13% decrease in 5 star reviews

in the past 90 days

22% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Fantastic help

Stepchange has turned my life around. They are friendly and non-judgemental. Their site is easy to navigate and it has allowed me to get back on track with my finances Reviewed on: 16th July 2020

Top class help and advice

Couldn't have been more helpful very good help and advice rearly helped me Reviewed on: 16th July 2020

Help in need is help indeed

A great support at a troubled time in my life Reviewed on: 16th July 2020

Step Chsnge has made such a diffence to my life it has in regards to my finances putting my mind at rest

From the very beginning getting in touch with step change I was embarrassed about my debts not knowing where to turn. I was not judged in any way and felt very at ease talking to he lady over the phone who was very sympathtic to my situation and gave me all the help I needed a very big thank you Step Change . Reviewed on: 15th July 2020

Excellent service!

Excellent advice and customer service! Reviewed on: 15th July 2020

Excellent service to get you on the straight and narrow

Next month we will be debt free from all the problems consolidating, loans, compounded interest, that our younger lives caused us (kids, maternity etc) we've serviced 50k and next month every penny will have been paid back. Only step change can make this happen with a true directive to help you in your hours of need. Stop making it worse,,,,, speak to Stepchange. Wish we'd used them years before instead of trying to cover over the cracks! Reviewed on: 15th July 2020

Peace of Mind

Since I realised I needed help with my debts, I’ve used 2/3 different companies. All of whom have no longer trade, all of whom took a large amount of my monthly repayment for ‘management fee’. As StepChange are a charity, all of my money goes to my debts. This is an enormous help. I’ve always had friendly staff on the phone and great advice and I no longer feel the additional stress of having someone dealing with my debts that I don’t trust. An all round great company who I’d totally recommend ! Reviewed on: 15th July 2020

Takes away the stress

I have been with step change a few years now they are helpfull compasinate staff always there to help and talk if you need to Reviewed on: 15th July 2020

Literally Life changing!

Debt had taken over my life. Couldn't eat or sleep with worry. Step Change talked me through my finances, sorted out a repayment plan, and took over my debts. I felt like a great weight had been lifted from me. And was able to live my life again without the worry. Reviewed on: 15th July 2020

Helped me with my debt

My experience with step change,is second to none,brillant customer service,promised to get me debt free,ive only got 10 payments left,job done,I could not be happier,what an experience,would recommend to anyone ,who is in the situation i was in thanks step change m hall Reviewed on: 15th July 2020

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