Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,670 reviews, last reviewed 28th Jul 2026
75700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026
Laura O's avatar
Laura O

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

5
Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

Great customer service .

5
Great customer service .Best advice . Reviewed on: 6th May 2026

Our mortgage doubled over night.

5
Our mortgage doubled over night. It utterly crippled us. We had debts that previously we could manage that became impossible. We didn’t know what to do. A friend recommended step change. I do t say this lightly. They saved my life. Before step change only life insurance would help us. We are and will be forever grateful to step change. Reviewed on: 6th May 2026

Outstanding

5
Ever since I joined Stepchange. I have always received a friendly empathetic and professional member of staff. I feel at ease speaking to them. They always have a solution to any problems that arise Reviewed on: 6th May 2026

StepChange is a vital service to people managing debt.

5
StepChange is an incredible organisation providing advice and support to anyone struggling with debt. Their help and support has been invaluable in navigating very challenging situations and acting on my behalf with my various creditors has given welcome relief to what would otherwise be an overwhelming situation to manage alone. Their service staff ahave always been friendly and understanding offering a calm and empathetic attitude whenever you contact them. Reviewed on: 6th May 2026

Stepchange changed my life

5
Stepchange helped me enormously, took away all the worries of my debts, I can manage my money better now. I am now managing my money better and have cancelled all my credit cards and will not get into any more debt. Reviewed on: 6th May 2026

Stepchange are very good they have helped me a lot...

5
Stepchange are very good they have helped me a lot Reviewed on: 6th May 2026

Stepchange helped me with my debt problems and allow...

5
Stepchange helped me with my debt problems and allowed me to sort things out and removed all the stress I was suffering. Reviewed on: 6th May 2026

Helpful and professional debt advice

5
I had a good experience with StepChange. The process was straightforward, and they explained my options clearly without any pressure. They took the time to understand my situation and offered practical advice that felt realistic and manageable. Communication was clear throughout, and I felt supported rather than judged. It definitely helped reduce my stress and gave me a better understanding of how to deal with my finances moving forward. Overall, I would recommend their service to anyone struggling with debt and looking for honest guidance. Reviewed on: 6th May 2026

Friendly helpful non judgemental

5
I have been with stepchange for a long time and they've always been very helpful and treated me really well wish I had contacted them a lot sooner Reviewed on: 6th May 2026

Easy, friendly service.

5
Easy, friendly service. Helpful explaining every step of the way. Reviewed on: 6th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products