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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18639 reviews)

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4.92

Based on 18,639 reviews, last reviewed 20th Jun 2026

376700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was at my wit's end with my debts I was at my wit's end with my debts and found out about Stepchange. They helped me budget my debts whilst managing my outgoings. They have been a go... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18639)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

I can see a future again

I was in a desperate situation and then learnt about Step Change. the shame and desperation has since disappeared. I can see a future now Reviewed on: 29th May 2026

Stability at a time of crisis

They are calm and reassuring even when you are at your whits end. Always there to listen and help Reviewed on: 29th May 2026

I wasn't aware of step change,I did owe olot to cred...

I wasn't aware of step change,I did owe olot to creditors. The hardest part was ringing up and speaking to someone. The staff are very professional and guided me through. Reviewed on: 29th May 2026

The Debt Advice

The staff are very friendly and supportive towards any issues that I had. Made to feel less stressed about debt. Highly recommend the way in which they helped me. Reviewed on: 29th May 2026

Debt management

I was in a dark place with overwhelming debts, when i first contacted stepchange , they wasnt judgemental and from the first initial call made me feel that my circumstances can be sorted Reviewed on: 29th May 2026

Took the stress out of handling my debt

Took the stress out of handling my debt into one simple payment, they took care of everything else, and the monthly statements online are great to see the debt gradually decreasing - such an easy thing to do should have done it ages ago. No more threatening letters or emails - really takes the pressure off. They take all incoming/outgoing expenditure into account and leave you with a easily met monthly direct debit but still leaves you enough to live on Reviewed on: 29th May 2026

A clear path to a debt-free future

A huge thank you to StepChange for their outstanding support. Dealing with debt can feel completely overwhelming, but their team stepped in and immediately liaised with all my creditors promptly and efficiently. They have helped me significantly reduce what I owe and have put me on a clear, manageable path to being completely debt-free in the near future. The relief is immense—I am finally sleeping a little easier at night knowing that my finances are under control. Highly recommended to anyone who needs a helping hand. Reviewed on: 29th May 2026

Professional, compassionate, and understanding staff.

Professional, compassionate, and understanding staff. Reviewed on: 29th May 2026

Exceptional

StepChange helped get my life back on track. I am very grateful for all their support, they have taken the stress and anxiety out of everyday living I’m sorry I didn’t do it sooner and would recommend it to everyone who is struggling with debt Reviewed on: 29th May 2026

I turned to them after a breakdown in my marriage &...

I turned to them after a breakdown in my marriage & having debts I just couldn't afford to pay & was really struggling, stepchange really helped & supported me. Reviewed on: 29th May 2026

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