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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

I came out of work unexpectedly through illness, ste...

I came out of work unexpectedly through illness, step change where there to talk to me every step of the way. They gave me advice on the different plans I could use for my debt and really helped to reduce the overwhelming burden I was feeling. You can review your budget and keep on track with payments by monthly statements. I have so far had a good experience with step change and I’m on track to have a future that’s debt free. Reviewed on: 7th June 2025

Peace of mind.

Stepchange do not want to know how you got into debt nor do they judge. They help you to draw up a realistic budget and suggest items you may not have considered for future expenditure or where you may be able to cut back in order to achieve a manageable repayment figure or other possible routes to solve your dilemma. Reviewed on: 7th June 2025

Brilliant very helpful staff.

Brilliant very helpful staff. Listen without judgement and set you at ease. Wiukd have been lost without them Reviewed on: 7th June 2025

Step change helped me get out of a poor financial si...

Step change helped me get out of a poor financial situation when I got furloughed due to covid and couldn't afford to repay things that I owed. They consolidated my creditors and made my monthly payments affordable. I am nearly completely clear of it all 5 years on. Reviewed on: 7th June 2025

StepChange angels

StepChange have been extremely helpful, non-judgmental, supportive and patient throughout the time I have been with them. I Have in fact told people about them when I knew they needed help. Reviewed on: 7th June 2025

Effective and person centred support

My experience throughout has been that the team are understanding, person centred, knowledgeable and offer effective advice and support. They have a good sense of what it takes to seek support to sort your finances and are firm but not judgemental and they are there to help! Reviewed on: 7th June 2025

Step change are a fantastic debt management company...

Step change are a fantastic debt management company and they really helped me with my debt and set up an affordable debt management plan to help me pay off my debts. They are fantastic. Thank you Stepchamge Reviewed on: 7th June 2025

I don’t know what I would have done without the help...

I don’t know what I would have done without the help from these guys, they are amazing, so much empathy and are very understanding. Reviewed on: 7th June 2025

Fantastic staff, brilliant serve.

Fantastic staff, brilliant serve. Reviewed on: 7th June 2025

Very helpfull and professional

Help me get my finances in order Reviewed on: 7th June 2025

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