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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

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4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Best financial support provider 2026

Awarded to the financial support provider rated highest in customer reviews.
Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Super service

Fantastic help from professional people. Reviewed on: 7th June 2025

From stressed to relief.

From stressed to relief. Now I pay what I can afford and clearing my debt Reviewed on: 7th June 2025

The whole process was a smooth one

The whole process was a smooth one Reviewed on: 7th June 2025

My debt problems

I was my wits end until i contacted step change Reviewed on: 7th June 2025

Provided a peace of mind.

Provided a peace of mind.Creditors used to be a menace.Used to have sleepless nights.Now looking forward to a new fimancial beginning. Reviewed on: 7th June 2025

Service was fantastic

Everyone has been so helpful and took so much pressure away from our lives. Could not have got through everything without their help. Reviewed on: 7th June 2025

Stepchange allowed me to live my life again!

I was in a really bad place with my finances and didn’t know where to turn. I’m so glad I made that step to contact stepchange as it allowed me some breathing space where I am now coming towards the end of my money troubles Reviewed on: 7th June 2025

Helped with my happiness.

Helped take a load off my mind, I'm not out of the woods yet, but getting there. Reviewed on: 7th June 2025

A great service Always helpful on the phone.

Always helpful on the phone. Online annual review is easy to complete Reviewed on: 7th June 2025

Stepchange, life change

The help SC has given me is absolutely 1st class, I’m so grateful Reviewed on: 7th June 2025

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