Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14717)

Debt management

5
Very pleased that I spoke to them and they sorted everything out. Which helped me much more than I can ever say. Reviewed on: 3rd May 2024

Absolutely worry free and affordable

5
Absolutely worry free and affordable Reviewed on: 3rd May 2024

Life line

5
Was very helpful and stress free advice Nice having someone to listen to me and help me set up a program Reviewed on: 3rd May 2024

Stepchange has helped me to feel better instantly

5
Stepchange is very professional and understanding debt charity. I thought I will never get into the financial difficulties, but due to job loss I did . Stepchange has helped me to set debt management plan and I instantly felt much better as I was very worried. I would definitely recommend Stepchange to anyone who is looking to use debt management services. Reviewed on: 3rd May 2024

We've had a plan for a while now and you can keep yo...

5
We've had a plan for a while now and you can keep your eye on it online. Great piece of kit Reviewed on: 3rd May 2024

They've helped

5
I've been with step change for a while. They don't charge for their services. It's helped me with my finances to bring everything to 1 monthly affordable bill. Every year I do a financial review and you can do this online aswell. If your in financial trouble give them a call. They will help you. Reviewed on: 3rd May 2024

StepChange changed my life for the better.

5
StepChange changed my life for the better. I could not see a way out of my debt until I plucked up the courage to speak to StepChange, they helped me reach a manageable solution and still be able to do things I enjoy. Reviewed on: 3rd May 2024

I was in a financial hole and so stressed and worried.

5
I was in a financial hole and so stressed and worried. Step change guided me through and have supported ever since Reviewed on: 3rd May 2024

Highly recommend Step Change for help!

5
They helped me sort all my debts and took control of them for me. I was debt free within 8 months! I could not have done it without their help and advice. I would highly recommend their services for anyone in financial difficulties. Reviewed on: 3rd May 2024

Stepchange staff are extremely, understanding, court...

5
Stepchange staff are extremely, understanding, courteous and discreet. My whole experience was made very easy. I have piece of mind and have controlled my debt, which has helped me enormously. Reviewed on: 3rd May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products