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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

The right help at the right time

My business and personal debts got out of hand when I had an accident and the banks ran up my charges and I had to stop paying my loans and cards for the first time in 30 years . I felt unable to cope and and you gave me the ability to have the dignity to keep going and reassess my abilities to pay and be able to negotiate my future ! Thank you Reviewed on: 31st July 2021

Stepchange saved my life

At the toughest time in my life I reached out to Stepchange. They were amazing. Great business, great people Reviewed on: 30th July 2021

Excellent service

All round excellent service so easy to access and no stress knowing they manage debts for you staff so helpful and understanding on individual needs Reviewed on: 30th July 2021

Stepchange

Stepchange handled my case very efficiently and effectively making sure all my debts were paid on time ,this made me feel a lot easier knowing my bills were being paid on time.I would wholly recommend for anyone who has incured serious debts. Reviewed on: 30th July 2021

Taken a weight off my mind.

everything going smoothly. no complaints. Reviewed on: 30th July 2021

Amazing.

I can relax now and not worry about that knock at the door by debt collectors. Reviewed on: 30th July 2021

An amazing company that has helped and support us through very difficult times with our dept. management plan

Step Change have always been professional and supportive too both my husband and I when we found ourselves deep in dept. and we didn't know where to turn. Step Change are none judgemental and they worked out a plan that was fair too all our creditors. Its no exaggeration to say with their help and support we can now sleep at night. Reviewed on: 29th July 2021

Professional

I’ve been guided by Step Change now for years and nearly complete and debt free. They’ve been an enormous support. Reviewed on: 29th July 2021

a wonderful service they really helped in time of need

good service when i thought there was no way out of debtthey were there for me Reviewed on: 29th July 2021

HELPFUL & UNDERSTANDING IN TIMES OF DISTRESS & DIFFICULTY

I HAD TO CONTACT THEM AFTER BEING HASSLED BY A CREDIT CARD COMPANY RE MY "PERSISTANT DEBT" AND THEY PUT ME AT EASE, HELPED ME AND TOOK TIME TO EXPLAIN WHAT WOULD HAPPEN AND HOW THEY COULD HELP. Reviewed on: 29th July 2021

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