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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,127 reviews, last reviewed 24th Mar 2026
229900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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8%
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1 star
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Latest highest rating:

5

Tembo is excellent in everyway. Tembo has been excellent in everyway. Very easy to use and clear app which easily shows every account you have. The Lifetime ISA is what i started wit... Read more Reviewed on: 24th March 2026
Stan's avatar
Stan

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3127)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

5
Excellent, ever-improving company Reviewed on: 25th January 2025

They have helped me save much more

5
They have helped me save much more than i could've without the app and given me lots if helpful information. Reviewed on: 18th March 2024

Interest rates always in your interest!

5
Tembo: Lifetime ISA is a great first step into buying your first home! The interest rate is always in your interest and I love the team up feature which lets you join savings accounts with your partner. Great! Reviewed on: 18th March 2024

Works well so far.

4
Works well so far. Used the investment option rather than interest. This has been okay. Haven’t used for a long time but seems good other than minor app glitches Reviewed on: 18th March 2024

I found it really hard to save before the Tembo app.

5
I found it really hard to save before the Tembo app. Being able to see the interest and gov bonus added every month is such a motivating push. All the info links are great too and really helps you make sense of things. Reviewed on: 18th March 2024

Recently opened up a LISA

5
Recently opened up a LISA, super easy to manage in the app Reviewed on: 18th March 2024

Great app, great rates

5
Great app, great rates - easy to use and helpful guides Reviewed on: 18th March 2024

MILLLLLLL

5
I’m very satisfied with Tembo as they provide the highest interest rate of any LISA provider and have fantastic insights into property buying and saving plans. Reviewed on: 18th March 2024

Such a smooth and easy move from my help to buy isa.

5
Such a smooth and easy move from my help to buy isa. Was a no brainer, good customer service and great interest rates Reviewed on: 18th March 2024

New Customer

5
Only been with Tembo around a month or 2 but seems simple to use and easy to navigate there app, no issue with transferring money and thay explain everything and how long certain transactions will take and how there processed. Reviewed on: 18th March 2024

Lots of extra details

4
It’s annoying that you have to set up a direct debit to deposit money and that you have to put in future house buying plans but I’m sure some people find it helpful. Reviewed on: 18th March 2024