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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1986 reviews)

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4.91

Based on 1,986 reviews, last reviewed 20th Feb 2026

127900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Good service, could improve offer clarity Good mortgage broker call. Interest rates are low after the introductory offer. Different mortgage bonus offers are confusing to understand as they ar... Read more Reviewed on: 20th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1986)

Good service, could improve offer clarity

Good mortgage broker call. Interest rates are low after the introductory offer. Different mortgage bonus offers are confusing to understand as they are paid differently. An example of the monetary implications of each would be good. E.g. if you had £100 this is what the offer would mean if put towards mortgage compared to the original LISA offer for mortgage. Reviewed on: 20th February 2026

The best

Great rates, excellent customer service, good app Reviewed on: 19th February 2026

Never had to worry about my funds being safe, plus i...

Never had to worry about my funds being safe, plus interest rates were good. Tembo helped me with my ISA savings! Reviewed on: 18th February 2026

I’ve had a great experience with Tembo while saving...

I’ve had a great experience with Tembo while saving for my first home. The app is easy to use, the interest rate is competitive, and the customer support team has always been responsive and helpful whenever I’ve had questions. I also really value the additional support and guidance for first-time buyers — it makes the whole process feel much less overwhelming. I’d definitely recommend Tembo to anyone looking to make their home-buying journey smoother and more rewarding. Reviewed on: 18th February 2026

Brilliant service - now bought my first property!!

I’ve been saving with Tembo for around 3 years and I’ve just bought my first property. The savings app and the support that comes with it is fantastic. Abi was able to withdraw my deposit in time for completion and the communication was great. Thanks to all the team at Tembo, you’ve all been great! I even won an air fryer in 10 days of Christmas, just in time for my big move. Reviewed on: 17th February 2026

Tembo provides an excellent free mortgage advisor se...

Tembo provides an excellent free mortgage advisor service if you have a lifetime isa with them Reviewed on: 16th February 2026

I love saving with Tembo

The Tembo app is easy to use. Tembo offers competitive interest rates for LISA funds. Also, each time I needed help or had a question, the customer service has been prompt, super friendly, professional and provided comprehensive info, all with a priceless human touch and a can-do attitude. Reviewed on: 16th February 2026

Tembo is so great!!

Tembo has been extremely easy to follow and is a great way to save and start your property journey! Reviewed on: 15th February 2026

great savings and helping me towards my goal of buyi...

great savings and helping me towards my goal of buying a home Reviewed on: 15th February 2026

Tembo offers excellent service

Tembo offers market leading interests rates on savings, plus a user-friendly mobile app to manage your money. Reviewed on: 14th February 2026

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