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Tembo Money: Lifetime ISA reviews

4.78
Based on 3,163 reviews, last reviewed 20th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Perfect for First Time Buyers Got a Mortgage through Tembo as they offered free brokerage with my Lifetime ISA account. The level of care was genuinely amazing, and as first time b... Read more Reviewed on: 20th July 2026
Kola A's avatar
Kola A

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3163)

Great support for first-time buyers!

5
I’ve been using Tembo to save for my first home and it’s been a really positive experience so far. The interest rate is competitive and it’s motivating seeing my savings grow over time, especially with the government bonus added. The app is easy to use and everything is clearly laid out, which makes managing my savings simple. I also like that there’s helpful support available and a focus on first-time buyers, which makes the whole process feel less overwhelming. Overall, it’s been a great tool to help me stay on track with my goals. Reviewed on: 15th April 2026

Closing the LISA Account

5
I was drawing down LISA funds for a client and had never had contact with Tembo previously. They guided us through their procedure to enable a smooth transition to take place Reviewed on: 15th April 2026

Good account, nice interface - nice to look at and e...

5
Good account, nice interface - nice to look at and easy to use, plus learning materials and useful tracker widgets for me to use. Decent interest rates and I like the neutral language used when it suggests to partner up with another account. Reviewed on: 10th April 2026

Very easy to deal with and had quick responses

5
Very easy to deal with and had quick responses Reviewed on: 7th April 2026

They have been amazing start to finish.

5
They have been amazing start to finish. They were a key part to our success! Reviewed on: 3rd April 2026

Excellent service

5
Abi helped me withdraw my savings fund and she was great. Very kind and very fast with her responses. Reviewed on: 31st March 2026

UK Mortgages & Lifetime ISAs

5
Tembo made the process of understanding UK mortgages and Lifetime ISAs much easier and more straightforward. The platform is simple to use, and the information provided is clear and helpful, especially for first-time buyers trying to navigate saving for a deposit and finding the right mortgage. I liked how everything is explained in plain language and how the tools help you understand affordability and options. The customer support was responsive and professional, and the overall experience felt smooth and well organised. It would be even better with more detailed progress updates during the mortgage process and clearer timelines, but overall it’s a reliable and user-friendly service. Overall, I would recommend Tembo to anyone looking for guidance on mortgages and Lifetime ISAs in the UK, particularly first-time buyers who want a simple and modern approach to getting on the property ladder. Reviewed on: 30th March 2026

Easy company to use for LISA

4
Easy company to use for LISA, app could be slightly more user friendly. Have no experience using nay of their other services. Reviewed on: 29th March 2026

Abi and Lorraine from Tembo were extremely helpful a...

5
Abi and Lorraine from Tembo were extremely helpful and attentive to a change of completion date, both were excellent at communicating accurately and timely and very professional, Thankyou all at Tembo! Reviewed on: 29th March 2026

So wicked take money moneys and save it

5
So wicked take money moneys and save it Reviewed on: 29th March 2026

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