Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 1,984 reviews, last reviewed 18th Feb 2026
127700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Never had to worry about my funds being safe, plus i... Never had to worry about my funds being safe, plus interest rates were good. Tembo helped me with my ISA savings! Reviewed on: 18th February 2026
SarahO's avatar
SarahO

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (1984)

Tembo ISA

5
I have a had a lifetime ISA with Tembo for around two years now. The rates they have at the minute are very good and keep me wanting to stay with them. Whenever I add my money into my account, it shows me exactly how long it will take to reach my specific goal for my house buying journey. Reviewed on: 6th February 2026

The app is super useful and easy to navigate it...

5
The app is super useful and easy to navigate it Reviewed on: 6th February 2026

Easy to open and recommended to my partner for openi...

5
Easy to open and recommended to my partner for opening our LISA to buy our first home. Happy with all the support options for buying a home, and will explore this more closer to that time. Reviewed on: 6th February 2026

Must invest with Tembo

5
Good interest rate! Easy to use App!! What else do you need to start investing money. Reviewed on: 6th February 2026

Very easy to set up and nice interface.

4
Very easy to set up and nice interface. Reviewed on: 6th February 2026

I’ve had a great experience and the communication ha...

5
I’ve had a great experience and the communication has been strong. They have kept me up to date with any updates to my account. Additionally I have found the application very intuitive and easy to use and much is great Reviewed on: 6th February 2026

A must download app

5
I honestly can’t fault the Tembo app for managing my Lifetime ISA. It’s incredibly easy to use, well designed, and explains everything clearly, which is perfect if you’re a first-time buyer. The app makes saving feel achievable and far less overwhelming. It’s helped me feel more confident about my finances and future home plans. Highly recommend! Reviewed on: 6th February 2026

Simple and easy to use

5
User friendly app and straightforward language Reviewed on: 6th February 2026

Great rates, clear user friendly app.

5
Great interest rates, user friendly & well designed app. Clear information on the app. Reviewed on: 6th February 2026

Tembo is a great savings service.

5
Tembo is a great service for saving towards your goals whether it's a house or just general savings. They offer various methods to do so and the interest rates are always above the competition. The app is also really easy to use. Reviewed on: 6th February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products