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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.78 (3163 reviews)

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4.78

Based on 3,163 reviews, last reviewed 10th Sep 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Excellent communication and clarity. Excellent communication and clarity. Competitive rates Reviewed on: 10th September 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3163)

I transferred my LISA to Tembo because of the compet...

I transferred my LISA to Tembo because of the competitive interest rates and because I am using them as my mortgage broker. From day one, they have been excellent. The transfer was seamless and the in-app experience has been great! Reviewed on: 14th March 2026

Excellent service all round

perfect product for my needs, love the app, appreciate the contact and information updates I receive, not overwhelming amounts of information and information is clear and well displayed in the app Reviewed on: 13th March 2026

good service

easy to use app. helpful customer service - responsive agents. would recommend Reviewed on: 13th March 2026

Middling Service good Interest

Service is all AI generated but kind of works, the app isn't great but the interest rates are good Reviewed on: 13th March 2026

Best for overall house moving process

I have done everything through Tembo and fingers crossed I’ll be moving in May. I really enjoy how convenient everything is in the app as you have your LISA, mortgage broker and conveyancing quotes all in one place. I think it’s a fantastic, well rounded service, perfect for any first time buyers. The initiatives they put on such as boosted LISA rates are really imperative to the journey too, as every bit of spare money counts during this process. Reviewed on: 13th March 2026

Great service and fantastic App!

Great service and fantastic App! The ease of use encourages you to save, and if you're saving for a home deposit you benefit from free mortgage advice - you get your own case manager and they'll help you get the best mortgage deal. Reviewed on: 13th March 2026

Informative & Easy to use

Clear information available on the app to answer any questions I have had. App is easy to use and I really like the ability to link my account with my partner’s. Reviewed on: 12th March 2026

Great app and good interest rates

The online app is very useful and easy to use and simple to navigate. I like how it is easy to see your different accounts and the tracker that shows you how much of your ISA allowance you have used up. I haven't taken advantage of the mortgage advice benefits yet as I'm not planning on buying a house yet, but it's good to know the service is there in a few years when the time comes. Reviewed on: 12th March 2026

Literally amazing

I grew up looking at the old Tembo app (Nude) pre planning my future dream home. I always new it’d be Tembo for me and I haven’t been disappointed in a single way. The interface, the community, the support, and the savings! Are literally top tier would recommend to anyone, seriously!! Reviewed on: 12th March 2026

Tembo has been great.

Tembo has been great. It is very user-friendly. Reviewed on: 12th March 2026

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