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Tembo Money: Lifetime ISA reviews

4.78
Based on 3,161 reviews, last reviewed 9th Jun 2026
98% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Best LISA provider Had LISA with Tembo and used their services to get mortgage via Barclays. Reviewed on: 9th June 2026
Zeeshan's avatar
Zeeshan

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3161)

Middling Service good Interest

4
Service is all AI generated but kind of works, the app isn't great but the interest rates are good Reviewed on: 13th March 2026

Best for overall house moving process

5
I have done everything through Tembo and fingers crossed I’ll be moving in May. I really enjoy how convenient everything is in the app as you have your LISA, mortgage broker and conveyancing quotes all in one place. I think it’s a fantastic, well rounded service, perfect for any first time buyers. The initiatives they put on such as boosted LISA rates are really imperative to the journey too, as every bit of spare money counts during this process. Reviewed on: 13th March 2026

Great service and fantastic App!

5
Great service and fantastic App! The ease of use encourages you to save, and if you're saving for a home deposit you benefit from free mortgage advice - you get your own case manager and they'll help you get the best mortgage deal. Reviewed on: 13th March 2026

Informative & Easy to use

5
Clear information available on the app to answer any questions I have had. App is easy to use and I really like the ability to link my account with my partner’s. Reviewed on: 12th March 2026

Great app and good interest rates

4
The online app is very useful and easy to use and simple to navigate. I like how it is easy to see your different accounts and the tracker that shows you how much of your ISA allowance you have used up. I haven't taken advantage of the mortgage advice benefits yet as I'm not planning on buying a house yet, but it's good to know the service is there in a few years when the time comes. Reviewed on: 12th March 2026

Literally amazing

5
I grew up looking at the old Tembo app (Nude) pre planning my future dream home. I always new it’d be Tembo for me and I haven’t been disappointed in a single way. The interface, the community, the support, and the savings! Are literally top tier would recommend to anyone, seriously!! Reviewed on: 12th March 2026

Tembo has been great.

5
Tembo has been great. It is very user-friendly. Reviewed on: 12th March 2026

Tembo really motivates you to save

5
The app experience is smooth, your money feels in safe hands, and watching your savings grow is genuinely satisfying. Tembo really motivates you to save. Reviewed on: 12th March 2026

Interest rate can't be beat

4
I've found it a bit difficult to find how to call anybody for help, but the interest rate can't be beat. Reviewed on: 12th March 2026

Fee free mortgage advice is a gamechanger

5
Fee free mortgage advice is a gamechanger Reviewed on: 12th March 2026

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