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Total Landlord: Landlord insurance reviews

4.55
Based on 1,612 reviews, last reviewed 19th Oct 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
10%
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1%
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1%
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2%

Latest highest rating:

5

Best insurance cover for landlords I have been using TLI for almost 10 years and would not change to anyone else. I am really happy with their insurance products, their prices and their... Read more Reviewed on: 18th October 2025
MWallis's avatar
MWallis

Latest lowest rating:

1

Not good with any claim not professionally handled v... Not good with any claim not professionally handled very poor in communication and not a good companies deal with Reviewed on: 19th October 2025
Ali jaafri's avatar
Ali jaafri

About this product

Total Landlord offer an award-winning landlord insurance policy.

There are two levels of cover available – Essential and Premier. The Total Landlord Premier cover is an enhanced policy which includes accidental and malicious damage by tenants. You can get a quote and manage your policy online.

Total Landlord insurance reviews help you find out what it’s really like to be a customer. If you’ve used Total Landlord before, you can also leave a review and share your experience.

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Total Landlord Landlord insurance reviews (1612)

Hamilton Fraser, Excellent service

5
Have been using Hamilton Fraser for over 10 years, excellent service and very efficient. Recommend to family and friends 100% Reviewed on: 16th September 2020

Friendly and professional

5
I’ve used Hamilton Frazer to insure my rental property for several years and their service has always been very professional and friendly. Reviewed on: 16th September 2020

Excellent team, reliable company

5
We have been extremely happy with the products that Hamilton Fraser has offered us. We owner several buy to let properties. The companies service is reliable and good value for money. The company deserves to win!!!! Reviewed on: 16th September 2020

Best HMO Insurance Company

5
They were great, most economic on the market, and very good service. Reviewed on: 16th September 2020

Great value for money and reasonable annual increases

5
I am so glad to know HFTL insurance for many reasons, but specifically the annual premium is extremely reasonable. The annual increase is only ever incremental. I don't feel like I'm being fleeced or feel that I have to look around for a different product. All contact with the organisation has been highly professional and all my queries have been resolved straight away. What more could you ask? Please keep doing what you're doing. Not having to search the market every year for multiple products is a huge relief so well done and I hope you win. Reviewed on: 16th September 2020

Competitive price Landlord insurance with very informative e-mail updates.

5
Not just Landlord insurance but great advice, support & informative information on legal changes. Reviewed on: 16th September 2020

Sensibly priced comprehensive insurance for landlords

5
We have used HFIS for over 15 years. We have never had to make a claim, but the renewal process has always been smooth. No problem with Housing Benefit tenants. Some of the big advertisers demand that landlords evict Housing Benefit tenants or seek insurance elsewhere. It is in the fine print which no-one ever reads. Top marks to a company who have kept our growing portfolio insured over the last 15 years. Reviewed on: 16th September 2020

Very helpful with flooding issue

5
We have a house at the seaside and many insurance companies mark it as a flood risk and don't want to even quote. Luckily the staff at Hamilton Fraser checked it for us (as that is based on outdated information) and arranged the insurance for us in no time! Reviewed on: 16th September 2020

High Quality of Personalised Customer Service

5
Hamilton Fraser have provided high ouality tailored customer service which exceeded our expectations. They have having outstanding: - in responding promptly; - listened to issues to deliver tailored solution; - solutions were carefully delieverd meeting all the compliance requirements; and - important supplier of service for managing our risk managemen. Reviewed on: 16th September 2020

Very professional and good price quote for all types of policies

5
I have been using Hamilton Fraser for over 13 years and they are the best in the market for property insurance Reviewed on: 16th September 2020

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