Smart Money People Logo

Total Landlord: Landlord Insurance reviews

4.72
Based on 1,612 reviews, last reviewed 19th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best insurance cover for landlords I have been using TLI for almost 10 years and would not change to anyone else. I am really happy with their insurance products, their prices and their... Read more Reviewed on: 18th October 2025
MWallis's avatar
MWallis

Latest lowest rating:

1

Not good with any claim not professionally handled v... Not good with any claim not professionally handled very poor in communication and not a good companies deal with Reviewed on: 19th October 2025
Ali jaafri's avatar
Ali jaafri

About this product

Looking for Total Landlord Insurance insurance reviews from other landlords like you? See what they're saying on Smart Money People to help make up your mind about your next landlord insurance provider. Or have you had a policy or covered several properties with Total Landlord Insurance in the past? Please post a review of your own to help out other landlords.

Total Landlord Landlord Insurance reviews (1612)

Review of the Total Landlord, Landlord Insurance:

A mine of helpful facts.

5
Kept up to date on all aspects of property insurance. Reviewed on: 14th September 2017

Good value, good service

5
Good communication with Hamilton Frazer staff. They explained clearly what is covered and what is not. Good value for money. Reviewed on: 10th October 2022

Knowledgeable, friendly staff

5
Knowledgeable, friendly staff, very efficient and a good price too Reviewed on: 10th October 2022

Frindly staff, with exceptional knowledge.

5
I WAS VERY SATISFIED WITH THE MANNERS OF THE STAFF TEAM AND THE KNOWLEDGE THEY HAD WHEN PURCHASING MY UK LANDLORD'S INSURANCE POLICY. Reviewed on: 10th October 2022

Could do better

2
The proof of how good an insurance company is is how they deal with a claim. My experience of making a claim from Hamilton Fraser is not great. It took over one year to sort and would have taken much longer had I not chased them regularly. I don’t have much experience making claims but that seems excessive to me. Reviewed on: 10th October 2022

BICKLEY LOSS ADJUSTERS ARE VERY EFFICIENT

5
CASH SETTLEMENT AND REDUCE RENT LOSS IS A BONUS Reviewed on: 10th October 2022

Excellent

5
Good value insurance and professional service Reviewed on: 10th October 2022

Great Service

5
Provided my Landlord Insurance expertly and inexpensively. Reviewed on: 10th October 2022

they answer their phones and emails straight away!

5
they are all really helpful and ive never been in a queue on hold with annoying music..or sent to a call centre abroad.If you have a question they answer.Ive found the prices competitive for a good level of cover. Reviewed on: 10th October 2022

Great Information

4
All ways informative and great reviews Reviewed on: 6th October 2022

Helpful & kind

4
I reluctantly became a landlord after losing my job & Hamilton Fraser was very helpful & empathic in their dealings with me. Fast forward 2 years & I found myself having to remotely manage an HMO property let by my stepmother, following the death of my father. Hamilton Fraser was the only company that could act sensibly & sensitively - rather than a 'computer says no' attitude - in helping my elderly, none computer-literate stepmother, who is based abroad. Reviewed on: 6th October 2022