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TotallyMoney: Credit reports reviews

4.73
Based on 1,225 reviews, last reviewed 7th Jul 2026
107400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to get what needs to be done, with pr... Quick and easy to get what needs to be done, with practical and helpful advise. Reviewed on: 7th July 2026
love the plant green's avatar
love the plant green

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1225)

Very good service.

5
Very good service. Easy to use and helped me check my credit report quickly. I am happy with the experience and would recommend it to others. Very good service. Easy to use and helped me check my credit report quickly. I am happy with the experience and would recommend it to others. Reviewed on: 17th June 2026

Very easy to understand and use but can be a little...

4
Very easy to understand and use but can be a little slow when choosing different options Reviewed on: 17th June 2026

Easy to access, easy to understand.

5
Easy to access, easy to understand. Up tp date and accurate. Reviewed on: 17th June 2026

Simple to use and easy to understand.

4
Simple to use and easy to understand. Reviewed on: 17th June 2026

We are running a haulage company and checking privat...

5
We are running a haulage company and checking private accounts and credit agreements help organise our day to day living costs. Reviewed on: 17th June 2026

TotallyMoney is a free service for viewing and track...

4
TotallyMoney is a free service for viewing and tracking your credit score history (and other relevant details), and offers significant value for what it is. Unfortunately they keep pushing users to use the mobile app and outright do not provide some detail unless you use the app, which leaves me wondering what data they get from that that allows them to support their service. Reviewed on: 17th June 2026

Amazing lot of people all round.

5
Amazing lot of people all round. Reviewed on: 16th June 2026

Shows what you're likely to be accepted for with 'my...

3
Shows what you're likely to be accepted for with 'my credit profile ' yet run soft search no options are shown. What's the point in that Reviewed on: 16th June 2026

Totally Excellent

5
Great service. Up to date credit s ire and lots of help to improve your score Reviewed on: 16th June 2026

Monthly finance check

5
I use the app to review my credit score every month. It's a handy way of tracking things and ensures I stay debt free. The what's working well and what needs to be improved is also a useful tool. Reviewed on: 16th June 2026

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