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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Great for monitoring credit score

5
The information provided has always helped me keep on top of my credit score and assisted with any lending needs I’ve had over the years. Reviewed on: 30th June 2026

Easy to use and understand have been using it for ar...

5
Easy to use and understand have been using it for around 10 years now, has massively helped me get to my excellent credit score from poor score when I started Reviewed on: 30th June 2026

On The Money

5
Helpful professional service , guides are on the money & I can be confident the offers are tailored to my report with my financial best interest at heart. Reviewed on: 30th June 2026

I fall in love with this app and its features

5
I was confused and don’t know how to monitor and improve my credit score, the ones introduced to me are not doing justice to what I really want. But when I come across this app, all my questions are answered, I was able to track my credit score live everyday with a lot of tips on how to improve including fantastic credit cards and loans options I could pick on. Reviewed on: 30th June 2026

I've found some great deals through totally money wh...

5
I've found some great deals through totally money which have helped me save hundreds of pounds Reviewed on: 30th June 2026

A few minor issues trying to make them understand th...

4
A few minor issues trying to make them understand that my pay day was middle of the month but otherwise great Reviewed on: 30th June 2026

The team was always helpful.

4
The team was always helpful. Applications were straightforward and easy. Advice was on point Reviewed on: 30th June 2026

10/10 customer service

5
Absolutely fab customer service. I wanted a new credit checker and totally money really hit the mark! Quick and easy to use and when help was needed the service was brilliant. Reviewed on: 30th June 2026

Top class service

5
Really great app. Easy to use and very informative x Reviewed on: 30th June 2026

They do customer excellently ,They were totally tre...

5
They do customer excellently ,They were totally treating customer with much due respect and confidential Reviewed on: 30th June 2026

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