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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Good to show credit card it will improve the credit...

5
Good to show credit card it will improve the credit card Reviewed on: 1st July 2026

Totally money helped me get my first credit card whe...

5
Totally money helped me get my first credit card when I needed it. Reviewed on: 1st July 2026

Quick efficient.

5
Quick efficient. Organised. Just so easy. Keeps mind at ease. Reviewed on: 1st July 2026

I have been building my credit up for many years now...

5
I have been building my credit up for many years now and I've used many sites and the good thing about sites like this that you get pre-approved for loans on credit cards it saves a lot of hard work and at the end of it you end up with a credit card which is affordable but you must remember it is not free money and you have to pay the money back each month I choose to pay the full balance that brings my credit rating up quick and my credit limit goes up higher I was highly recommend it as excellent Reviewed on: 1st July 2026

Great customer service and experience agent

5
Great customer service and experience agent Reviewed on: 1st July 2026

TotallyMoney multiple times for loans and...

5
Have used TotallyMoney multiple times for loans and it's been a seamless experience! Reviewed on: 1st July 2026

Totally money is one of the best see score and find...

5
Totally money is one of the best see score and find the best offer app out of all the others ones I've tired. Thankyou Reviewed on: 30th June 2026

Very easy to navigate the app

5
Very easy to navigate the app, check it all the time & and excellent for keeping up to date with my credit score Reviewed on: 30th June 2026

Quick and efficient service.

5
Quick and efficient service. Excellent options Reviewed on: 30th June 2026

This has helped me a lot and I have made good progre...

5
This has helped me a lot and I have made good progress I still have lot to learn on the app but I am very happy with it Reviewed on: 30th June 2026

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