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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Easy, efficient and accessible.

5
I love the app, makes it easier to keep up with my credit score and finances. Easy to see any suitable credit offers. Provides straight forward and easily understandable advice. Highlights everything I’m doing to keep up good credit scoring behaviours and highlights where things could be improved and how to achieve that. Would absolutely recommend to anyone who wants a straight forward and easily accessible way to keep in touch with their credit score and finances. Reviewed on: 3rd July 2026

Good experience and it's is most helpful to us

5
Good experience and it's is most helpful to us Reviewed on: 3rd July 2026

Keeps sending me offers that I will fail eligibility...

3
Keeps sending me offers that I will fail eligibility criteria. Reviewed on: 2nd July 2026

Keeps me updated on my money and what I maybe able t...

5
Keeps me updated on my money and what I maybe able to get regular updates is great Reviewed on: 2nd July 2026

Easy access to monitor my credit score.

5
Easy access to monitor my credit score. Great range of competitive offers tailored to my needs. Reviewed on: 2nd July 2026

Very good, found all the information I needed

5
Very good, found all the information I needed Reviewed on: 2nd July 2026

Consolidation was on my mind so after giving my deta...

4
Consolidation was on my mind so after giving my details your site proved most useful and now ive got my financial hiccup sorted Reviewed on: 2nd July 2026

Good service to see a snapshot of my credit rating

4
Good to see a snapshot of my credit rating Reviewed on: 2nd July 2026

My experience has been great so far.

5
My experience has been great so far. I get all the information needed and helpful in money management Reviewed on: 1st July 2026

Good and quick response never had any problems defin...

5
Good and quick response never had any problems definitely will recommend Reviewed on: 1st July 2026

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