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TotallyMoney: Credit reports reviews

4.73
Based on 1,086 reviews, last reviewed 12th Jun 2026
95100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You are awesome You are awesome nice work keep it up Reviewed on: 12th June 2026
Irfan 's avatar
Irfan

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1086)

Superb service from Totally Money.

5
Superb service from Totally Money. Always provide me with the best possible credit card deals, particularly % purchase cards, which really helps me spread the cost of larger purchases Reviewed on: 16th May 2026

Helpful advise

5
Helpful advise and honest about what you may be able to get and how you can improve your credit score Reviewed on: 16th May 2026

10/10 would recommend

5
Easy to use app and allows me to see all of my finances very clearly Reviewed on: 16th May 2026

Good choices

5
Up to date credit score, choice of cards and loans Reviewed on: 16th May 2026

Great app easy to use and is very clear

5
Great app easy to use and is very clear Reviewed on: 16th May 2026

Quick easy to use 24 hours a day

5
Quick easy to use 24 hours a day Reviewed on: 16th May 2026

I’m on my way to a better credit score...

5
I’m on my way to a better credit score with there help Reviewed on: 16th May 2026

Totally money - great service

5
Really easy to use the app and am kept up to date with everything. Good tips on improving rating. Very easy to check that my accounts are all running correctly and very useful to be able to link my back account and see predicted state of accounts at the end of the month Reviewed on: 16th May 2026

Great customer assistance, easy and excellent credit...

5
Great customer assistance, easy and excellent credit report site Reviewed on: 16th May 2026

Thanks to Totally Money I have rebuilt my credit rating

5
Thanks to Totally Money I have rebuilt my credit rating following financial challenges during covid. Great app, offers that actually exist and plenty of guidance and information on how to repair and build your credit score. And it's free 10/10 Reviewed on: 16th May 2026

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