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TotallyMoney: Credit reports reviews

View other TotallyMoney products
4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m
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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Massive help.

5
Helped me get on top of my finances Reviewed on: 18th May 2026
Rob j's avatar
Rob j

Timely and informative - relevant savings

5
Great regular updates relevant to savings and investments. Draws Atention to ideas and information that I might otherwise miss. Reviewed on: 18th May 2026
Stephen a's avatar
Stephen a

It's very easy to use and look at how everything is...

5
It's very easy to use and look at how everything is performing and any problems. It keeps me up to date with offers that are relevant and there are a lot of options I've yet to explore around my other bills. Reviewed on: 18th May 2026
RJ T's avatar
RJ T

Absolute first-class service

5
I cannot recommend them highly enough. They have been absolutely brilliant from start to finish—incredibly reliable, clear, and easy to deal with. When it comes to consumer credit reports, you need a provider you can actually trust, and these guys deliver every single time. They fully deserve to win Best Consumer Credit Report Provider. A well-earned 5 stars! Reviewed on: 18th May 2026
Dazer's avatar
Dazer

Very helpful and there when you need to speak to som...

3
Very helpful and there when you need to speak to someone Reviewed on: 18th May 2026
david england's avatar
david england
Reply from TotallyMoney Thanks for the review. If you have any feedback or suggestions to make it a 5-star experience, please write to us at [email protected]. We would love to hear from you! The TotallyMoney Customer Ops Team Response date: 21st May 2026
Totally Money logo
TotallyMoney

Excellent service

5
Totally Money give you a fair and just service and their app is very straightforward and easy to use Reviewed on: 18th May 2026
Michael Connor 's avatar
Michael Connor

enabled me to rebuild my finances...

5
Totally money has enabled me to rebuild my finances after relationship breakdown I have been able to assess where I stood and get tailored deals to suit my circumstances.. I highly recommend them if you're serious about sorting your finances with in-depth views of where you are needing to improve but also what is going right. Reviewed on: 18th May 2026
Ashley G's avatar
Ashley G

Very good experience - provides detailed information...

5
Very good experience - provides detailed information on what is impacting credit and how to improve it with dos and donts Reviewed on: 18th May 2026
Neelanjan B's avatar
Neelanjan B

Really good money advice explained really well

5
Really good money advice explained really well Reviewed on: 18th May 2026
Jason Simpson's avatar
Jason Simpson

It’s decent

4
Good comparison and advise, have used for a while now Reviewed on: 18th May 2026
Skg's avatar
Skg

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