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TotallyMoney: Credit reports reviews

View other TotallyMoney products
4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m
Read all reviews Write a review

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Gives very good information as to where you stand wi...

5
Gives very good information as to where you stand with your money Reviewed on: 18th May 2026
Jean b's avatar
Jean b

Credit advice

5
Totally money advise me each month in which area I need to improve. They advise me of my credit rating good or not so good. They always follow the report with appropriate advice. Reviewed on: 18th May 2026
Gloria t's avatar
Gloria t

I’ve found Total Money to be a really helpful and ea...

5
I’ve found Total Money to be a really helpful and easy-to-use site for staying on top of my finances and keeping myself credit ready. It gives me a clear view of my credit score and report, which helps me understand what’s improving and what I still need to work on. What I like most is how simple everything is explained — it makes managing credit much less stressful. The alerts and updates help me stay organised, spot any changes quickly, and keep building my score in the right direction. Since using Total Money, I feel much more confident about my financial health and better prepared for future applications. I’d definitely recommend it to anyone wanting to improve their credit score and stay financially aware. Reviewed on: 18th May 2026
Naffisa M's avatar
Naffisa M

Good experience and service always there for you whe...

5
Good experience and service always there for you when you needed it Reviewed on: 18th May 2026
Kendol q's avatar
Kendol q

Helps me keep track of my credit scores

5
Helps me keep track of my credit scores Reviewed on: 18th May 2026
Katie Purkiss 's avatar
Katie Purkiss

Really easy to use and understand your credit report

5
Really easy to use and understand your credit report Reviewed on: 18th May 2026
leigh athorn's avatar
leigh athorn

Good application

5
The features are good. . Easy to use Reviewed on: 18th May 2026
Abdul A's avatar
Abdul A

Got cheaper car insurance through totally money, nea...

5
Got cheaper car insurance through totally money, nearly £20 a month cheaper. Amazing. One of the best sites around too help you save your money Reviewed on: 18th May 2026
Nicola R's avatar
Nicola R

Always great customer service and helpful

5
Always great customer service and helpful Reviewed on: 18th May 2026
Chloe Robertson's avatar
Chloe Robertson

Very good experience seeing all my finances in one p...

5
Very good experience seeing all my finances in one place. Also good for insights on my credit rating. Reviewed on: 18th May 2026
Kingsley g's avatar
Kingsley g

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