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TotallyMoney: Credit reports reviews

4.73
Based on 1,086 reviews, last reviewed 12th Jun 2026
95100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You are awesome You are awesome nice work keep it up Reviewed on: 12th June 2026
Irfan 's avatar
Irfan

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1086)

Totally free and tailors credit to my needs and scor...

5
Totally free and tailors credit to my needs and score and give me the confidence to act in a proper manner Reviewed on: 24th May 2024

Helped me out of debt

5
I was in debt and found the totally money app really helpful to help keep track and I have managed to clear my way out of bad debt, recommend this free app to anyone the emails and notifications really boost you to keep doing better and clear your debts Reviewed on: 21st February 2024

Good useful

3
Good product and can be useful with good information. Reviewed on: 17th March 2023
Reply from TotallyMoney Thanks for the review. If you have any feedback or suggestions to make it a 5-star experience, please write to us at [email protected]. We would love to hear from you! The TotallyMoney Customer Ops Team Response date: 21st May 2026
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TotallyMoney

Easy accessible

5
This is easy to use to manage your credit report Reviewed on: 20th February 2023

amazing product

5
FCR service is really good. thanks a bunch Reviewed on: 9th April 2021

Best Credit Report out there

5
They have a live score which updates every time you log in. You can see the reasons why your score has changed and you can get some helpful tips on how you could improve it. Reviewed on: 3rd April 2018

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