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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

My first line of financial defence.

5
It’s my first line of defence and go to area for my financial pulse. Reviewed on: 18th May 2026

Highly recommend

5
Gives me a clear overview of my finances and the app is easy to navigate showing all my accounts and updates on my credit report, including how to improve my credit score. Reviewed on: 18th May 2026

Its one of the top credit file sites i use wouldnt g...

3
Its one of the top credit file sites i use wouldnt go anywhere else and i have spotted things on my file that was not me. Reviewed on: 18th May 2026
Reply from TotallyMoney Thank you for leaving a review! We are glad to know that you have enjoyed the use of our service, although we are sorry to hear that you are seeing inaccurate information on your report. In order for us to investigate this, please email us at [email protected]. The TotallyMoney Customer Ops Team Response date: 21st May 2026
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TotallyMoney

Absolutely Fabulous service.

5
Absolutely Fabulous service.Customer service is excellent.Clear to understand and really helps people take control of their finances.Outstanding Reviewed on: 17th May 2026

Very good thanks

5
Thanks best wishes good service I used it for 10 years Reviewed on: 17th May 2026

TotallyMoney credit rating is always accurate and re...

5
TotallyMoney credit rating is always accurate and reliable. It also provides solutions, guidance to the clients on debit relief. More importantly, it supports in searching for alternative credit availabilities such as legible loan and credit cards. Reviewed on: 17th May 2026

Very easy to use and gives you instant recommendatio...

5
Very easy to use and gives you instant recommendations as well as guidance Reviewed on: 17th May 2026

Total money at your fingertips

5
You are able to view your credit report see what is available for each individual person, Loans credit cards etc.. And the fact that total money keeps you posted. Reviewed on: 17th May 2026

Good service and helpful team , thank you

5
Good service and helpful team , thank you Reviewed on: 17th May 2026

Totally money has helped me get my finances under co...

5
Totally money has helped me get my finances under control and helped boost my credit rating I wish I had discovered them years ago Reviewed on: 17th May 2026

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