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TotallyMoney: Credit reports reviews

View other TotallyMoney products
4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m
Read all reviews Write a review

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

Review TotallyMoney: Credit reports now

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TotallyMoney Credit reports reviews (1273)

Thorough report

5
Can see a transparent report. Regular updates on how to improve credit rating Reviewed on: 17th May 2026
Elry A's avatar
Elry A

Great service delivery.

5
Great service delivery. Most of the credits are used now were from their recommendation and it has been great Reviewed on: 17th May 2026
Edomwonyi B's avatar
Edomwonyi B

Good for building credit score - helps with getting...

4
Good for building credit score - helps with getting credit cards Reviewed on: 17th May 2026
Tyla P's avatar
Tyla P

Total money is great and excellent to used.

5
Total money is great and excellent to used. And you can track or check you credit score online and easily to apply for credit cards and loans. Thanks Reviewed on: 17th May 2026
Jose Amaral's avatar
Jose Amaral

Its a very easy site with a friendly team behind...

5
Its a very easy site with a friendly team behind it Reviewed on: 17th May 2026
Mark Goodband's avatar
Mark Goodband

The platform has allowed me to track my credit score...

5
The platform has allowed me to track my credit score and financial position on my credit building journey which has made it more positive. Reviewed on: 17th May 2026
Lauren N's avatar
Lauren N

I love using this app for a long time and a...

5
I’ve been using this app for a long time and absolutely love it! It keeps me perfectly on track with everything I need to do. Highly recommend Reviewed on: 17th May 2026
Ramchandra U's avatar
Ramchandra U

The information has been very helpful.

4
The information has been very helpful. It also helps me keep an eye on my credit score. Just need to reduce my outstanding debt to get a top score, or as near too. Reviewed on: 17th May 2026
James G's avatar
James G

I got a good deal on a credit card I needed for a bi...

5
I got a good deal on a credit card I needed for a big purchase with a long interest free period which is excellent Reviewed on: 17th May 2026
Luke 's avatar
Luke

Fab experience.

5
Fab experience. Shows you detailed reports of your credit score and motivates you to keep on track and do better. Excellent options for loans and credit cards too! Reviewed on: 17th May 2026
Kate M's avatar
Kate M

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