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TotallyMoney: Credit reports reviews

View other TotallyMoney products
4.72
Based on 1,140 reviews, last reviewed 18th Jun 2026
99800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and user-friendly service one of the best providers I've used. The website is easy to find and navigate, the sign-up process is straightforward, and accessing my credit report ... Read more Reviewed on: 18th June 2026
Jubin 's avatar
Jubin

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m
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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1140)

I had a positive experience using TotallyMoney to ke...

5
I had a positive experience using TotallyMoney to keep track of my credit score and report. The app is easy to use, updates regularly, and explains changes to my credit file in a way that makes sense. I especially liked the personalised tips and alerts, which helped me understand what was affecting my score and what I could do to improve it. It has been a useful tool for staying on top of my finances, and I would recommend it to anyone wanting a clearer picture of their credit health. Reviewed on: 16th May 2026
omar o's avatar
omar o

Always on hand for multiple financial services and c...

5
Always on hand for multiple financial services and credit score Reviewed on: 16th May 2026
Graeme S's avatar
Graeme S

Easy to use app and accurate info

5
Easy to use app and accurate info Reviewed on: 16th May 2026
Blahwal Yasin's avatar
Blahwal Yasin

Good website and app to check my credit score report

5
Good website and app to check my credit score report Reviewed on: 5th September 2025
Claire B's avatar
Claire B

Totally free and tailors credit to my needs and scor...

5
Totally free and tailors credit to my needs and score and give me the confidence to act in a proper manner Reviewed on: 24th May 2024
Damien N's avatar
Damien N

Helped me out of debt

5
I was in debt and found the totally money app really helpful to help keep track and I have managed to clear my way out of bad debt, recommend this free app to anyone the emails and notifications really boost you to keep doing better and clear your debts Reviewed on: 21st February 2024
Kelly's avatar
Kelly

Good useful

3
Good product and can be useful with good information. Reviewed on: 17th March 2023
CharlieBerry's avatar
CharlieBerry
Reply from TotallyMoney Thanks for the review. If you have any feedback or suggestions to make it a 5-star experience, please write to us at [email protected]. We would love to hear from you! The TotallyMoney Customer Ops Team Response date: 21st May 2026
Totally Money logo
TotallyMoney

Easy accessible

5
This is easy to use to manage your credit report Reviewed on: 20th February 2023
Pamela cusack's avatar
Pamela cusack

amazing product

5
FCR service is really good. thanks a bunch Reviewed on: 9th April 2021
Max Barber's avatar
Max Barber

Best Credit Report out there

5
They have a live score which updates every time you log in. You can see the reasons why your score has changed and you can get some helpful tips on how you could improve it. Reviewed on: 3rd April 2018
BenR's avatar
BenR

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