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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Brilliantly insightful.

Brilliantly insightful. Resourceful and helpful Reviewed on: 16th May 2026

Always keeping me updated and helped me get a credit...

Always keeping me updated and helped me get a credit card showing me pre approved offers Reviewed on: 16th May 2026

I have updated information and offers detailing all...

I have updated information and offers detailing all the information needed to proceed, with clear open communication Reviewed on: 16th May 2026

Very happy with the service provided

Very happy with the service provided Reviewed on: 16th May 2026

Excellent

Everything is easy to understand, informative and professional. Reviewed on: 16th May 2026

Great way to keep track of my credit score

Easy to use, regular updates about any offers that are available to me and makes it clear what I need to do if I want to improve my score. Reviewed on: 16th May 2026

It is good help me improve my credit score

It is good help me improve my credit score Reviewed on: 16th May 2026

Excellent customer service and reports

Excellent customer service and reports Reviewed on: 16th May 2026

The best app for tracking your credit score!

I cannot comment on customer service as I have never had to contact them - but I think this goes to show just how amazing the app is - so easy to understand and navigate. I love how your score is always live as I notice a difference in my score between apps, as the others aren’t live and only update periodically. I always go to Totally Money as the most reliable source for tracking my score and accounts. I also love the insights and hints and tips for improving your score. Highly recommend. Reviewed on: 16th May 2026

So Easy to Apply For Really Happy With The Service 1...

So Easy to Apply For Really Happy With The Service 100% Reviewed on: 16th May 2026

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