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TotallyMoney: Credit reports reviews

4.73
Based on 1,225 reviews, last reviewed 7th Jul 2026
107400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to get what needs to be done, with pr... Quick and easy to get what needs to be done, with practical and helpful advise. Reviewed on: 7th July 2026
love the plant green's avatar
love the plant green

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1229)

Great app!

5
Great app! Super helpful for budgeting too Reviewed on: 8th June 2026

Excellent overall experience,love all the insights i...

5
Excellent overall experience,love all the insights it give to help manage and save money with added cash boosts along the way.Will continue to use the app.thanks Reviewed on: 8th June 2026

They are very great whenever you need help don’t get...

5
They are very great whenever you need help don’t get back to you. Credit School is Perfect showing you correctly shows you all your buck round checks so what you good at and what your bad at really recommended. Reviewed on: 8th June 2026

Totally Money provides a comprehensive advice on cre...

4
Totally Money provides a comprehensive advice on credit report which makes it possible to make informed decisons on credit options. Reviewed on: 7th June 2026

Instant credit score and regular updates.

5
Instant credit score and regular updates. Very helpful app. Reviewed on: 7th June 2026

Use the website for card and loan comparison.

5
Use the website for card and loan comparison. Sasy to use and clear Reviewed on: 7th June 2026

Very helpful, in multiple category in be fin...

5
Very helpful, in multiple category whether in be finding a loan or credit card, on just giving me general knowledge on how to improve my credit score Reviewed on: 7th June 2026

Great info for building credit score

5
The app has always helped me with offers, and information on my score which has been great! Reviewed on: 7th June 2026

Good easy

4
The website is easy to manage and informative but has not provided the quotes I was hoping for and have been provided elswere. Reviewed on: 7th June 2026

Help following becoming a Victim of Identity Theft,

5
I have recently been a victim of Identity Theft, where a hard search had been completed on my credit score. After speaking and reporting this with Report Fraud, I disputed the hard search and this is currently in the process of being removed. I was informed at all points through this process from Totally Money which eased a lot of worry for me. Reviewed on: 7th June 2026

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