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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Always updating me of my credit score and ways to bu...

5
Always updating me of my credit score and ways to build it when I’ve gone off Reviewed on: 9th June 2026

I love the navigation of the app, I love seeing my s...

5
I love the navigation of the app, I love seeing my score updates and info on card applications Reviewed on: 9th June 2026

Personal Finance Monitor

5
Excellent for keeping you up to date and forward planning for finances. Advice is always consistent and good. Reviewed on: 9th June 2026

Tottlymoney has helped me to keep onto of my finance...

5
Tottlymoney has helped me to keep onto of my finances very easily. Reviewed on: 9th June 2026

This helps me on a day to day basis to keep up with...

5
This helps me on a day to day basis to keep up with everything going on my busy life what I can and cannot afford Reviewed on: 9th June 2026

I have had a good experience with totally money.

5
I have had a good experience with totally money. I had a good support when I tried applying for a credit card. Service delivery was excellent Reviewed on: 9th June 2026

Always happy to help

5
They are wonderful helped me with changes to my report and it's easy to understand. The communication is good to and get back to you quickly. Reviewed on: 9th June 2026

Very user friendly app

4
Very user friendly app that is easy to navigate and makes all information and data easy to understand and action. The app notifications are also not too frequent and only provide need to know alerts. Very user friendly and informative. Reviewed on: 9th June 2026

Totally Money has helped me take control of my money...

5
Totally Money has helped me take control of my money and has given me insight into my finances. Absolutely safe and highly recommended. Reviewed on: 9th June 2026

Accessible, Convenient and Very helpful

5
I find it a breath of fresh air to navigate myself around the app and the money managers are so helpful and friendly and explained everything I needed perfectly Reviewed on: 9th June 2026

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