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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Valuable eligibility and affordability check

5
Quick and accurate credit scores plus valuable points on affordability Reviewed on: 7th June 2026

Very impressed

5
I’ve been using totally Monet for some while and they always give me a good insight into my credit score and which offers I have available. Also the fact they tell me how to better my credit score is very useful Reviewed on: 7th June 2026

I've been using TotallyMoney to monitor my credit sc...

5
I've been using TotallyMoney to monitor my credit score and overall credit report. The app is easy to use and provides clear information about changes to my credit profile. I like being able to track my progress over time and receive updates when something changes. Overall, it's a helpful tool for staying on top of my finances and understanding my credit situation better. Reviewed on: 7th June 2026

I have just been given a points increase for my good...

3
I have just been given a points increase for my good work,not enough for all my hard work. Reviewed on: 7th June 2026

Easy to access and informative

5
Easy to access my score when I want and to track progress, where I can improve and areas or reasons for my score to make informed decisions... the good thing it doesn't cost me anything but can have wide ranging benefits.. Reviewed on: 7th June 2026

The service provided me with a comprehensive choice...

5
The service provided me with a comprehensive choice on financial products. Quick and easy to understand format. They regularly keep you updated on your credit report and new offers. A good choice to go with. Reviewed on: 7th June 2026

Ease of use

5
Ease of use and clear explanation of products - Good products to choose from - Reviewed on: 7th June 2026

By God it's been wonderful delightfull

5
By God it's been wonderful delightfull Reviewed on: 7th June 2026

It really great experience and smooth service

5
It really great experience and smooth service Reviewed on: 7th June 2026

Easy to check and keep an eye on

5
Easy to check and keep an eye on Reviewed on: 7th June 2026

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