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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Very helpful, in multiple category in be fin...

Very helpful, in multiple category whether in be finding a loan or credit card, on just giving me general knowledge on how to improve my credit score Reviewed on: 7th June 2026

Great info for building credit score

The app has always helped me with offers, and information on my score which has been great! Reviewed on: 7th June 2026

Good easy

The website is easy to manage and informative but has not provided the quotes I was hoping for and have been provided elswere. Reviewed on: 7th June 2026

Help following becoming a Victim of Identity Theft,

I have recently been a victim of Identity Theft, where a hard search had been completed on my credit score. After speaking and reporting this with Report Fraud, I disputed the hard search and this is currently in the process of being removed. I was informed at all points through this process from Totally Money which eased a lot of worry for me. Reviewed on: 7th June 2026

Great experience always keep me posted very early on...

Great experience always keep me posted very early on my credit score. I find Totally very helpful and guiding me on improvements required Reviewed on: 7th June 2026

Totally Money is helpful as you go through life.

We had bad experiences with Experian. We found other providers of credit reports unhelpful and judgmental. Totally Money is helpful as you go through life and its challenges. I've been with Totally Money since it was Noddle/Credit Karma. Reviewed on: 7th June 2026

Keeps you informed at regular intervals with plenty...

Keeps you informed at regular intervals with plenty of tips to create a better credit score. Its a reliable company with customers at the forefront, couldn't ask for a better service. Excellent. Reviewed on: 7th June 2026

I check my report every month, totally money was gre...

I check my report every month, totally money was great at helping me find a balance transfer card Reviewed on: 7th June 2026

Excellent credit card

Very quick excellent advice easy card to use would highly recommend very good app and easy to pay money towards your credit card account Reviewed on: 7th June 2026

top-notch, service

The quality of their work was top-notch, and I couldn't be happier with the results. I'd definitely recommend them to anyone looking for reliable and excellent service. They truly exceeded all my expectations! Reviewed on: 7th June 2026

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